Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending February 24, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CASTLE CREEK CAPITAL PARTNERS III, L.P.

* 3A3

Castle Creek Capital Partners III LP, Castle Creek Capital III LLC, Eggemeyer Capital LLC, Ruh Capital LLC, Legions IV Advisory Corp., all of Rancho Santa Fe, California, and The BANKshares, Inc., Melbourne, Florida, to acquire 100 percent of BankFIRST Bancorp, and thereby indirectly acquire its subsidiary, BankFIRST both of Winter Park, Florida.

Newspaper:	03/09/2007
Federal Register:	03/08/2007

CENTENNIAL BANKSHARES, INC.

CIC

Notice by R. Scott Priest, Layton, Utah, to retain his ownership of 15.55 percent of Centennial Bankshares, Inc., and thereby indirectly control its subsidiary, Centennial Bank, both of Ogden, Utah.

Newspaper:	Not available
Federal Register:	02/28/2007

NHB HOLDINGS, INC.

4c8

NHB Holdings, Inc., and Proficio Mortgage Ventures, LLC, both of Jacksonville, Florida, to engage de novo through a joint venture with Plus Relocation Mortgage Solutions, Minneapolis, Minnesota, pursuant to section 4(c)(8) of the Bank Holding Company Act and section 225.28(b)(1) of Regulation Y.

Newspaper:	Not applicable
Federal Register:	03/16/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2007 (April 1, 2007 - June 30, 2007)

Institution	Location
AMERICAN SCTY BK	SANTA ANA, CALIFORNIA
BANK OF UT	OGDEN, UTAH
DESERT CMNTY BK	VICTORVILLE, CALIFORNIA
UTAH INDEP BK	SALINA, UTAH

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending February 24, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2007 (April 1, 2007 - June 30, 2007)

District: 12
Federal Reserve Bank of: San Francisco