Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending May 26, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIBANK, N.A.

Investment

30 days' prior written notice by Citibank, N.A., Las Vegas, Nevada, on behalf of itself and its Edge corporation subsidiary, Citibank Overseas Investment Corporation, New Castle, Delaware, under Section Section 211.9(f) of Regulation K, to make a subsidiary investment in Bank of Overseas Chinese Co., Ltd., Taipei, Taiwan, Republic of China in excess of the single subsidiary general consent limit of Section 211.9(b)(2) of Regulation K; and application under Section 211.9(a)(3) requesting a wavier from the provisions of Section 211.9(b)(6) of Regulation K to exclude the lesser of (i) the amount of this investment and (ii) US$2.20 billion from the Regulation K 12-month aggregate limit.

Newspaper:	Not applicable
Federal Register:	Not applicable

CITIZENS COMMUNITY BANCORP, INC.

* 3A1

Citizens Community Bancorp Inc., to acquire 100 percent of the voting shares of Citizens Community Bank both of Ridgewood, New Jersey.

Newspaper:	06/10/2007
Federal Register:	06/07/2007

Doral GP Ltd.

* 4c8
* 3A1

Application and Notice by Doral GP, Ltd., Doral Holdings, LP and Doral Holdings Delaware, LLC all of New York, New York, pursuant to Sections 3(a)(1) and 4(c)(8) of the Bank Holding Company Act to acquire up to 95 percent of Doral Financial Corporation, San Juan, Puerto Rico ("Doral") and thereby acquire Doral's wholly-owned bank subsidiary, Doral Bank, San Juan, Puerto Rico and Doral's wholly-owned federal savings bank, Doral Bank, FSB, New York, New York.

Newspaper:	Not available
Federal Register:	06/14/2007

INTESA SANPAOLO S.P.A.

FBSEA

Intesa Sanpaolo S.p.A., Turin, Italy, to retain the federally licensed branch of former Sanpoalo IMI, S.p.A., in New York, New York.

Newspaper:	Not available
Federal Register:	Not applicable

JPMORGAN CHASE & CO.

Investment

JPMorgan Chase & Co., New York, New York, provided 30 days' prior notice to the Board of its intention to make an additional investment in its subsidiary J.P. Morgan Chase International Holdings.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2007 (July 1, 2007 - September 30, 2007)

Institution	Location
ADIRONDACK BK	UTICA, NEW YORK
BANK OF CATTARAUGUS	CATTARAUGUS, NEW YORK
ORANGE CTY TC	MIDDLETOWN, NEW YORK

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending May 26, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2007 (July 1, 2007 - September 30, 2007)

District: 2
Federal Reserve Bank of: New York