FRB: H.2--Actions under delegated authority--Week ending July 7, 2007

County Bank, Merced, California -- to establish a branch at McLane High School, 2727 North Cedar, Fresno.
-Approved, July 2, 2007

First Community Bank, Taos, New Mexico -- to establish a branch at 2300 Louisiana Boulevard Northeast, Albuquerque.
-Approved, July 5, 2007

Independent Bank of Texas, Irving, Texas -- to relocate a branch from 2601 Network Boulevard, Frisco, to 1518 Legacy Drive.
-Approved, July 3, 2007

Shore Bank, Onley, Virginia -- to establish a branch at 103 Pocomoke Marketplace, Pocomoke, Maryland.
-Approved, July 6, 2007

The Bank of Jackson, Jackson, Tennessee -- to establish a new main office at 420 Oil Well Road and to convert the existing main office at 558 Carriage House Drive to a branch.
-Approved, July 3, 2007

The Connecticut Bank & Trust Company, Hartford, Connecticut -- to establish a branch in Rocky Hill.
-Approved, July 3, 2007

Bank Holding Companies

Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts -- waiver of application to acquire Factory Point Bancorp, Inc., Manchester Center, Vermont, in connection with the merger of their subsidiaries, Berkshire Bank, Pittsfield, Massachusetts, and The Factory Point National Bank of Manchester Center, Manchester Center, Vermont.
-Granted, July 6, 2007

First Guaranty Bancshares, Inc., Hammond, Louisiana -- to acquire Homestead Bancorp, Inc., Ponchatoula, and Homestead Bank, and thereby engage in operating a savings association.
-Approved, July 5, 2007

First Guaranty Bancshares, Inc., Hammond, Louisiana -- to become a bank holding company and to acquire First Guaranty Bank.
-Approved, July 5, 2007

FirstBank Holding Company, Lakewood, Colorado -- to acquire shares of FirstBank of Arizona, Phoenix, Arizona, a de novo bank.
-Approved, July 5, 2007

LSB Bancshares, Inc., Lexington, North Carolina -- to acquire FNB Financial Services Corporation, Greensboro, and thereby acquire FNB Southeast, Reidsville.
-Approved, July 2, 2007

National Bancorp, Inc., Schaumburg, Illinois -- waiver of application to acquire Antioch Bancshares, Inc., Antioch, in connection with the merger of their respective subsidiaries, AmericaUnited Bank and Trust Company USA, Schaumburg, and First National Bank-Employee Owned, Antioch.
-Withdrawn, July 6, 2007

United Bankshares, Inc., Charleston, West Virginia -- relief from a commitment.
-Granted, July 3, 2007

Bank Mergers

The First Bank of Baldwin, Baldwin, Wisconsin -- to merge with Bank of Spring Valley, Spring Valley, and thereby establish branches in Spring Valley and Plum City.
-Approved, July 5, 2007

Change In Bank Control

F & M Bancshares, Inc., Trezevant, Tennessee -- change in bank control.
-Withdrawn, July 6, 2007

Extensions Of Time

Bank Independent, Sheffield, Alabama -- extension to June 29, 2008, to establish a branch at the corner of Highway 72 and Lindsay Lane, Athens.
-Granted, June 29, 2007 (AC)

Actions under delegated authority

Actions taken during the week ending July 7, 2007

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Change In Bank Control

Extensions Of Time