Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending August 25, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CARROLL COUNTY BANCSHARES, INC.

CIC

Notification by Emmalie Gessner Cowherd, Carrollton, Missouri, individually, as trustee of the Emmalie Gessner Cowherd Revocable Living Trust, as personal representative of the Clifton R. Cowherd Estate and as a member of a family group; and Benjamin G. Polen, Carrollton, Missouri, both individually and as a member of a family group; to retain control of Carroll County Bancshares, Inc., Carrollton, Missouri, parent of Carroll County Trust Company of Carrollton, Missouri.

Newspaper:	08/30/2007
Federal Register:	08/23/2007

ENTERPRISE HOLDING COMPANY

* 3A1

Enterprise Holding Company, Omaha, Nebraska, to become a bank holding company through the acquisition of 100 percent of the voting shares of Enterprise Bank, N.A., Omaha, Nebraska.

Newspaper:	09/18/2007
Federal Register:	09/17/2007

GUARANTY BANK AND TRUST COMPANY

* 18C
* Branch

Guaranty Bank and Trust Company, Denver, Colorado, to merge with Centennial Bank of the West, Fort Collins, Colorado, and incident thereto, to establish a branch.

Newspaper:	09/19/2007
Federal Register:	Not applicable

INVESTORS FINANCIAL CORPORATION OF PETTIS COUNTY, INC.

CIC

Notice by Shaun R. Hayes, St. Louis, Missouri, to acquire control of Investors Financial Corporation of Pettis County, Inc., parent of Excel Bank, both in Sedalia, Missouri, through the acquisition of voting shares.

Newspaper:	Not available
Federal Register:	09/10/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST ST BK, NESS CITY, KANSAS	275657	05/21/2007	08/10/2007	S	Small Bank

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

Institution	Location
ALLNATIONS BK	CALUMET, OKLAHOMA
BANK AT BROADMOOR	COLORADO SPRINGS, COLORADO
BANK OF HOLYROOD	HOLYROOD, KANSAS
BANK OF VERSAILLES	VERSAILLES, MISSOURI
BANK OF WESTERN OK	ELK CITY, OKLAHOMA
BATTLE CREEK ST BK	BATTLE CREEK, NEBRASKA
COBIZ BK NA	DENVER, COLORADO
COLORADO B&TC OF LA JUNTA	LA JUNTA, COLORADO
F&M B&TC	TULSA, OKLAHOMA
FIRST ST B&TC	LARNED, KANSAS
KAW VALLEY ST B&TC	WAMEGO, KANSAS
ST MARYS ST BK	SAINT MARYS, KANSAS
TILDEN BK	TILDEN, NEBRASKA
UINTA CTY ST BK	MOUNTAIN VIEW, WYOMING

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending August 25, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

District: 10
Federal Reserve Bank of: Kansas City