Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending September 15, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST CORBIN BANCORP, INC.

* 3A5

First Corbin Bancorp, Inc. proposed acquistion of Eagle Fidelity, Inc. and it's subsidiary bank Eagle Bank, Inc pursuant to section 3(a)(5) of the BHCA.

Newspaper:	Not available
Federal Register:	10/11/2007

KEYCORP

* 3A5
* 3A1

KeyCorp, Cleveland, Ohio, through use of newly created merger subsidiary, KYCA Corporation, to acquire U.S.B. Holding Co. Inc., Orangeburg, New York and its subsidiary bank Union State Bank, Orangeburg, New York. After consummation, KeyCorp intends to merge Union State Bank with and into KeyBank N.A.

Newspaper:	10/05/2007
Federal Register:	10/09/2007

LOUISA COMMUNITY BANK

Member

Application by Louisa Community Bank, Louisa, KY for membership in the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

PNC BANK, DELAWARE

* 18C
* Branch

Application by PNC Bank, Delaware, Wilmington, Delaware, to acquire by merger Delaware Sterling Bank & Trust Company, Christiana, Delaware

Newspaper:	Not available
Federal Register:	Not applicable

S & T BANCORP, INC.

* 3A3

Application by S&T Bancorp, Inc., Indiana, PA to acquire up to 24.99% of the outstanding voting shares of Allegheny Valley Bancorp, Inc., Pittsburgh, PA filed pursuant to Section 3(a)(3) of the Bank Holding Company Act.

Newspaper:	09/20/2007
Federal Register:	Not available

WESBANCO, INC.

4c8
* 3A5

Wesbanco, Inc., Wheeling, West Virginia, proposes to acquire Oak Hill Financial, Inc., Jackson, Ohio

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
WHITAKER BK, LEXINGTON, KENTUCKY	1445943	05/29/2007	09/04/2007	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending September 15, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland