FRB: H.2--Actions under delegated authority--Week ending September 22, 2007

Comerica Bank, Detroit, Michigan -- to establish a branch at 27482 Portola Parkway, Foothill Ranch, California, and 26131 La Paz Road, Mission Viejo.
-Approved, September 19, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 1122 Dale Mabry Highway North, Lutz, Florida.
-Approved, September 19, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at Big Bend, 13304 US Highway 301 South, Riverview, Florida.
-Approved, September 19, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at McMullen Booth, 1703 McMullen Booth Road, Clearwater, Florida.
-Approved, September 19, 2007

Heritage State Bank, Lawrenceville, Illinois -- to establish a branch at Route 1 and Highway 68, Haubstadt, Indiana.
-Approved, September 18, 2007

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 15 South Franklin Street, Wilkes-Barre, Pennsylvania.
-Approved, September 17, 2007

SunTrust Bank, Atlanta, Georgia -- to establish branches at 8109 Kensington Drive, Waxhaw, North Carolina; 4386 Cobb Parkway, Acworth, Georgia; and 16116 State Road 54, Odessa, Florida.
-Approved, September 18, 2007

Susquehanna Bank DV, Bryn Mawr, Pennsylvania -- to establish a branch at 2 Aquarium Drive, Camden, New Jersey.
-Approved, September 21, 2007

Tennessee State Bank, Pigeon Forge, Tennessee -- to establish branches at 11470 Parkside Drive, Knoxville; 107 Epley Road, Newport; and 106 West Broadway Boulevard, Jefferson City.
-Approved, September 19, 2007

Bank Holding Companies

Anderen Financial of TampaBay, Inc., Clearwater, Florida -- to become a bank holding company and to acquire Anderen Bank of Tampa Bay, Palm Harbor, a de novo bank.
-Approved, September 21, 2007

Chittenden Corporation, Burlington, Vermont -- waiver of application in connection with the acquisition of Community Bank & Trust Company, Wolfeboro, New Hampshire, and its merger with Chittenden Corporation's subsidiary, Ocean Bank, Portsmouth.
-Granted, September 20, 2007

Enterprise Bancorp, Inc., Palm Beach Gardens, Florida -- to become a bank holding company and to acquire Enterprise National Bank.
-Approved, September 20, 2007

Franklin Resources, Inc., San Mateo, California -- to retain shares of Chemical Financial Corporation, Midland, Michigan, and thereby acquire an interest in Chemical Bank.
-Approved, September 19, 2007

Keystrong Financial, Inc., Elderton, Pennsylvania -- to become a bank holding company and to acquire Elderton State Bank.
-Approved, September 19, 2007

SB Bancorp, Inc., DeForest, Wisconsin -- to become a bank holding company and to acquire Settlers Bank, a de novo bank.
-Approved, September 20, 2007

Banks, Foreign

BNP Paribas, Paris, France -- to establish and operate a branch in New York, New York, in connection with the merger of BNP Paribas and Banca Nazionale del Lavoro S.p.A., Rome, Italy.
-Approved, September 13, 2007 (AC)

Change In Bank Control

Citizens Bancshares of Batesville, Inc., Batesville, Arkansas -- change in bank control.
-Permitted, September 18, 2007

Red River Bancshares, Inc., Alexandria, Louisiana -- change in bank control.
-Permitted, September 18, 2007

Financial Holding Companies

FMB Bancshares, Inc., Lakeland, Georgia -- election to become a financial holding company.
-Effective, September 18, 2007

Regulations And Policies

Short-term Interest Rates -- decrease in the target for the federal funds rate from 5-1/4 percent to 4-3/4 percent.
-Approved, September 18, 2007

Actions under delegated authority

Actions taken during the week ending September 22, 2007

Bank Branches, Domestic

Bank Holding Companies

Banks, Foreign

Change In Bank Control

Financial Holding Companies

Regulations And Policies