Actions under delegated authority

1st Source Bank, South Bend, Indiana  -- to merge with First National Bank of Valparaiso, Valparaiso, Indiana, and thereby establish seventeen branches.
-Approved, March 14, 2008 

Compass Bank, Birmingham, Alabama  -- to establish a branch at 7205 Forest Oaks Boulevard, Spring Hill, Florida.
-Approved, March 12, 2008 

First State Bank of Warner, Warner, South Dakota  -- to establish a branch at 2201 6th Avenue Southeast, Aberdeen.
-Approved, March 12, 2008 

Orange County Trust Company, Middletown, New York  -- to establish a branch at 80 North Plank Road, Newburgh.
-Approved, March 14, 2008 

Wilmington Trust Company, Wilmington, Delaware  -- to establish a branch at 600 Jimmy Drive, Smyrna.
-Approved, March 14, 2008 

DKB Bancshares, Inc., Birch Tree, Missouri  -- to become a bank holding company and to acquire Bank of Birch Tree.
-Approved, March 12, 2008 

Madison Community Bancshares Corporation, Madison, Florida  -- to acquire shares of MCB Financial Services, LLC, and thereby engage in making, acquiring, brokering, or servicing loans or other extensions of credit.
-Approved, March 12, 2008 

Merchants & Marine Bancorp, Inc., Pascagoula, Mississippi  -- to become a bank holding company and to acquire Merchants & Marine Bank, Pascagoula.
-Approved, March 13, 2008 

Milton Bancorp, Inc., Wellston, Ohio  -- to acquire Community First Financial Bancorp, Inc., New Holland, and thereby acquire The First National Bank of New Holland.
-Approved, March 12, 2008 

United Bancshares, Inc., Garden City, Kansas  -- to become a bank holding company and to acquire Garden City State Bank.
-Approved, March 13, 2008 

RBC Centura Bank, Raleigh, North Carolina  -- to merge with Alabama Exchange Bank, Tuskegee, Alabama; Community Bank of Naples, National Association, Naples, Florida; The Peachtree Bank, Duluth, Georgia; Florida Choice Bank, Mount Dora, Florida; Indian River National Bank, Vero Beach, Florida; First American Bank, Birmingham, Alabama; Georgia State Bank, Mableton, Georgia; CypressCoQuina Bank, Ormond Beach, Florida; Millennium Bank, Gainesville, Florida; and First Gulf Bank, National Association, Pensacola, Florida.
-Approved, March 14, 2008 

United Bank & Trust, Marysville, Kansas  -- to purchase certain assets and assume certain liabilities of the Beattie branch of Bank of Prairie, Olathe, and thereby establish a branch.
-Approved, March 14, 2008 

Freedom Bancshares, Inc., Overland Park, Kansas  -- change in bank control of Bancshares and its subsidiary, Freedom Bank.
-Permitted, March 14, 2008 

Paradise Bank, Boca Raton, Florida  -- extension to March 9, 2009, to establish a branch at 1351 North Federal Highway, Delray Beach.
-Granted, March 10, 2008 

RiverBank Holding Company, Spokane, Washington  -- extension to July 7, 2008, to become a bank holding company and to acquire RiverBank, Spokane.
-Granted, March 11, 2008 

Enterprise Bancorp, Inc., North Palm Beach, Florida  -- election to become a financial holding company.
-Effective, March 13, 2008