Actions under delegated authority

Compass Bank, Birmingham, Alabama  -- to establish branches at the intersection of North 91st Avenue and West Thomas Road, Phoenix, Arizona; 9801 Grant Street, Thornton, Colorado; near the intersection of San Jose Boulevard and Race Track Road, Jacksonville, Florida; 9500 Sage Road Southwest, Albuquerque, New Mexico; and 10635 Louetta Road, Houston, Texas.
-Approved, May 7, 2008 

First Farmers and Merchants Bank, Columbia, Tennessee  -- to establish branches at 901 Nashville Highway; and the corner of Billingsly Court and Cool Springs Boulevard, Franklin.
-Approved, May 8, 2008 

Commercial Bancgroup, Inc. Harrogate, Tennessee, and Robertson Holding Company, L.P.  -- waiver of application in connection with its merger with Union National Bancorp of Barbourville, Inc., Barbourville, Kentucky, and its subsidiary bank, Union National Bank & Trust Company.
-Withdrawn, May 6, 2008 

ENB Financial Corp., Ephrata, Pennsylvania, and The Hibshman Trust for Ephrata National Bank Stock  -- to become a bank holding company and to acquire shares of ENB Financial Corp.
-Approved, May 9, 2008 

Frandsen Financial Corporation, Arden Hills, Minnesota  -- to merge with Anderson Financial Group, Inc., Wayzata, and to acquire Northern National Bank, Nisswa.
-Approved, May 5, 2008 

Frandsen Financial Corporation, Arden Hills, Minnesota  -- to merge with Tower Bancshares, Inc., Cloquet, and to acquire State Bank of Tower.
-Approved, May 5, 2008 

Green Valley Bancorp, MHC, Southbridge, Massachusetts, and Green Valley Bancorp, Inc.  -- to become a mutual bank holding company and a stock bank holding company, respectively, and to acquire Southbridge Savings Bank.
-Approved, May 9, 2008 

Krey Co. Ltd., Pratt, Kansas, and The Peoples Bank  -- waiver of applications in connection with their application to acquire SCB Financial Corporation, Smith Center, and its subsidiary bank, The Smith County State Bank and Trust Company.
-Approved, May 5, 2008 

MainSource Financial Group, Inc. Greensburg, Indiana  -- to acquire 1st Independence Financial Group, Inc., Louisville, Kentucky, and its subsidiary bank, 1st Independence Bank.
-Approved, May 9, 2008 

Oak Valley Bancorp, Oakdale, California  -- to become a bank holding company and to acquire Oak Valley Community Bank.
-Approved, May 9, 2008 

TriCentury Corporation, Overland Park, Kansas  -- to become a bank holding company and to acquire Nine Tribes Bancshares, Inc., Quapaw, Oklahoma, and its subsidiary bank, The Bank of Quapaw.
-Withdrawn, May 5, 2008 

Wachovia Corporation, Charlotte, North Carolina, and its subsidiary, A.G. Edwards, Inc., St. Louis, Missouri  -- waiver of application to acquire the stock of A.G. Edwards Trust Company, National Association, St. Louis, as part of a corporate reorganization, in connection with its merger with Wachovia's subsidiary bank, Wachovia Bank, National Association, Charlotte.
-Granted, May 2, 2008  (AC)

The Westchester Bank Holding Corporation, Yonkers, New York  -- to become a bank holding company and to acquire The Westchester Bank, a de novo state-chartered bank.
-Approved, May 9, 2008 

Castle Creek Capital Partners III, L.P., Rancho Santa Fe, California; Castle Creek Capital III, LLC; Eggemeyer Capital LLC; Ruh Capital LLC; and Legions IV Advisory Corp.  -- extension to August 16, 2008, to acquire an interest in Centennial Bank Holdings, Inc., Denver, Colorado, and its subsidiary bank, Guaranty Bank and Trust Company.
-Granted, May 7, 2008 

Castle Creek Capital Partners III, L.P., Rancho Santa Fe, California; Castle Creek Capital III, LLC; Eggemeyer Capital LLC; Ruh Capital LLC; and Legions IV Advisory Corp.  -- extension to August 26, 2008, to increase their ownership in Atlanta Bancorporation, Atlanta, Georgia, and its subsidiary federal savings bank, Bank of Atlanta FSB, and thereby operate a savings association.
-Granted, May 7, 2008