Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 14, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

CAIXA DE AFORROS DE VIGO, OURENSE E PONTEVEDRA

FBSEA

Caixa de Aforros de Vigo, Ourense e Pontevedra, Vigo, Spain, to establish international bank branches in New York, New York, Chicago, Illinois, Los Angeles, California, and Houston, Texas.

Newspaper:	Not available
Federal Register:	Not applicable

GUARDIAN BANCSHARES, INC.

CIC

Prior change in control notice filed by Charles R. Vawter and Janet J. Vawter, both of Sylacauga, Alabama, to acquire 13 percent of the outstanding shares of Guardian Bancshares, Inc., and its subsidiary, Alabama Trust Bank, N.A., both of Sylacauga, Alabama.

Newspaper:	06/19/2008
Federal Register:	06/18/2008

GUARDIAN BANCSHARES, INC.

CIC

Prior change in control notice filed by Oliver H. Allen, Debbie Allen Armstrong, Timothy W. Allen, Bill Hamilton, Mary-Harmon Armstrong, Olivia C. Armstrong, Katlyn B. Allen, Robert K. Allen, Sr., Peggy H. Allen, Robert K. Allen, Jr., and William Keith Allen, Sr., all of Sylacauga, Alabama, to collectively acquire 19 percent of the outstanding shares of Guardian Bancshares, Inc., and its subsidiary, Alabama Trust Bank, N.A., both of Sylacauga, Alabama.

Newspaper:	06/19/2008
Federal Register:	06/18/2008

MONTE DE PIEDAD Y CAJA DE AHORROS SAN FERNANDO DE HUELVA

FBSEA

Monte de Piedad y Caja de Ahorros San Fernando de Huelva, Sevilla, Spain (CAJASOL), to establish a representative office in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

RMB HOLDINGS, INC.

* 3A1
* 3A3

RMB Holdings, LLC, Birmingham, Alabama, to become a bank holding company by acquiring up to 25 percent of the outstanding shares of Americus Financial Services, Inc. (BHC), and its subsidiary, Red Mountain Bank, N.A. (Bank), both of Birmingham, Alabama. In addition, ATB Management, LLC, Birmingham, Alabama, to acquire up to 25 percent of the BHC and Bank.

Newspaper:	Not available
Federal Register:	06/27/2008

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish a branch located at 1620 Martin Luther King Jr. Boulevard, Suite 112, Raleigh, North Carolina, to be known as the MLK Pine Hills Office.

Newspaper:	06/20/2008
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending June 14, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta