Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending July 5, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

ADIRONDACK TRUST COMPANY, THE

* Branch

The Adirondack Trust Company, Saratoga Springs, New York, requests approval to establish a full service branch at 376 Bay Road, Queensbury, Warren County, New York.

Newspaper:	Not available
Federal Register:	Not applicable

CITIBANK, N.A.

Investment

Citibank, N.A., Las Vegas, Nevada and Citibank Overseas Investment Corporation, New Castle, Delaware ("COIC"), pursuant to Section 211.9(f) of Regulation K, to transfer the minority interest in Citifin S.A., currently held by CitiFinancial Europe plc, to COIC.

Newspaper:	Not applicable
Federal Register:	Not applicable

NATIONAL AGRICULTURAL COOPERATIVE FEDERATION, THE

FBSEA

National Agricultural Cooperative Federation, Seoul, Korea, to establish a branch in New York, New York.

Newspaper:	06/20/2008
Federal Register:	Not applicable

NATIONAL AUSTRALIA BANK LIMITED

FBSEA

The National Australia Bank Limited, Melbourne, Australia, to establish a branch in Chicago, Illinois, under Section 211.24(a)(2) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

STANDARD CHARTERED INTERNATIONAL (USA) LIMITED

Other Foreign

Standard Chartered International (USA) Limited, Miami, Florida requests approval to amend Articles of Association to change its name to Standard Chartered Bank International (Americas) Limited, pursuant to Section 211.5(c) of Regulation K.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending July 5, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York