Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending September 27, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

GOLDMAN SACHS BANK USA

Member

Goldman Sachs Bank USA, Salt Lake City, Utah to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

GOLDMAN SACHS GROUP, INC., THE

Investment
* 3A1

The Goldman Sachs Group, Inc. ("Goldman") and Goldman Sachs Bank USA Holdings LLC, both of New York, New York, to become bank holding companies on conversion of Goldman Sachs Bank USA, Salt Lake City, Utah, to a state-chartered bank, pursuant to Section 3 of the Bank Holding Company Act ("BHC Act") and for Goldman to retain its foreign bank subsidiaries, pursuant to Section 4(c)(13) of the BHC Act.

Newspaper:	Not available
Federal Register:	Not available

ICICI BANK LIMITED

FBSEA

ICICI Bank Limited, Mumbai, India, to establish representative offices in San Francisco and Los Angeles, California; Atlanta, Georgia; Chicago, Illinois; Edison, New Jersey; Houston, Texas and Washington D.C., pursuant to Section 211.24(a)(2)(i)(B)(2) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

JPMORGAN CHASE & CO.

Investment

JPMorgan Chase & Co., New York, New York, and J.P. Morgan International Finance Limited, Newark, Delaware, provide 30 days' prior notice to the Board, pursuant to Section 211.9(f) of Regulation K, of their intention to make an investment in a UK-based subsidiary, and requests a waiver from the aggregate investment limit in Section 211.9(b)(6) of Regulation K.

Newspaper:	Not applicable
Federal Register:	Not applicable

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

Investment

JPMorgan Chase Bank, National Association, Columbus, Ohio, Bank One International Holdings Corporation, Chicago, Illinois, J.P. Morgan International Inc., New York, New York, and J.P. Morgan International Finance Limited, Newark, Delaware, provide 30 days' prior notice to the Board, pursuant to Section 211.9(f) of Regulation K, of their intention to make an investment in a UK-based subsidiary, and request a waiver from the aggregate investment limit in Section 211.9(b)(6) of Regulation K.

Newspaper:	Not applicable
Federal Register:	Not applicable

MANUFACTURERS AND TRADERS TRUST COMPANY

* Branch

Manufacturers and Traders Trust Company, Buffalo, New York, requests to establish a branch located at 8521 Colesville Road, Silver Spring, Montgomery County, Maryland.

Newspaper:	10/07/2008
Federal Register:	Not applicable

MORGAN STANLEY

Investment
* 4c8
* 3A1

Morgan Stanley ("Morgan"), Morgan Stanley Capital Management LLC, and Morgan Stanley Domestic Holdings, Inc., all of New York, New York, to become bank holding companies on conversion of Morgan Stanley Bank, Salt Lake City, Utah, to a bank, pursuant to Section 3 of the Bank Holding Company Act ("BHC Act"); and to become financial holding companies, pursuant to Section 225.82 of Regulation Y; for Morgan to retain its shares of Morgan Stanley Trust, Jersey City, New Jersey, and Morgan Stanley Trust National Association, Wilmington, Delaware, and thereby operate a savings association and trust company, pursuant to Section 4(c)(8) of the BHC Act; and for Morgan to retain its foreign bank subsidiaries, pursuant to Section 4(c)(13) of the BHC Act.

Newspaper:	09/21/2008
Federal Register:	09/21/2008

WOORI BANK

FBSEA

Woori Bank, Seoul, Korea, to upgrade its Los Angeles agency to a branch, pursuant to Section 211.24(a)(1)(i)(A) of Regulation K.

Newspaper:	09/30/2008
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending September 27, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York