Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending January 17, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN EXPRESS CENTURION BANK

Member

American Express Centurion Bank, Salt Lake City, Utah, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

FRANKLIN RESOURCES, INC.

* 3A3

Franklin Resources, Inc., San Mateo, California, to acquire up to 5.9 percent of CIT Group, Inc., New York, New York, and thereby indirectly its subsidiary, CIT Bank, Salt Lake City, Utah, pursuant to section 3(a)(3) of the Bank Holding Company Act.

Newspaper:	Waived
Federal Register:	02/17/2009

TRANS PACIFIC BANCORP

CIC

Notice by Dorothy Margaret Daly, Oak Brook, Illinois, individually and as executor of the estate of Denis J. Daly, Sr., or trustee of various trusts, to retain 45.6 percent of Trans Pacific Bancorp, Inc., and indirectly its subsidiary, Trans Pacific National Bank, both of San Francisco, California.

Newspaper:	Not available
Federal Register:	02/04/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending January 17, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco