Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending February 14, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

BANNER COUNTY BAN CORPORATION

* 3A3

Banner County Ban Corporation, Harrisburg, Nebraska, to acquire 100 percent of the voting shares of Cowboy State Bank, Ranchester, Wyoming.

Newspaper:	Not available
Federal Register:	03/06/2009

FSB INVESTMENTS LLC

4c8
* 3A1

FSB Investments, LLC, Oklahoma City, Oklahoma, to become a bank holding company through the acquisition of up to 53.89 percent of the voting shares of MidWest Community Financial Corporation, Midwest City, Oklahoma, parent of The First State Bank, Canute, Oklahoma. FSB Investments, LLC, Oklahoma City, Oklahoma, to acquire 100% of American Resource Mortgage, Inc., Midwest City, Oklahoma, and thereby engage in the origination of mortgage loans.

Newspaper:	Not available
Federal Register:	03/11/2009

MEADER INSURANCE AGENCY, INC.

* 3A3

Meader Insurance Agency, Inc., Waverly, Kansas, to retain an additional .82 percent of the voting shares of 1st Financial Bancshares, Inc., Overland Park, Kansas, parent of 1st Financial Bank, a subsidiary of Sylvan Agency, Inc., both of Overland Park, Kansas.

Newspaper:	02/27/2009
Federal Register:	03/13/2009

PLATTE VALLEY BANK

* 18C

Platte Valley Bank, Torrington, Wyoming, to purchase certain assets and assume certain liabilities of the Casper, Wyoming branch of Bank of Wyoming, Thermopolis, Wyoming, and to operate a full-service branch at such location.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CASTLE ROCK BK, CASTLE ROCK, COLORADO	896856	11/17/2008	02/03/2009	S	Small Bank
FARMERS ST BK, PINE BLUFFS, WYOMING	542854	11/03/2008	01/28/2009	S	Small Bank
FIRST BK OF CHANDLER, CHANDLER, OKLAHOMA	151555	11/17/2008	02/03/2009	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending February 14, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City