Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 22, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

HEART OF GEORGIA BANCSHARES, INC.

* 3A3

Heart of Georgia Bancshares, Inc., Mount Vernon, Georgia, to acquire 100 percent of the outstanding shares of The Tattnall Bank, Reidsville, Georgia.

Newspaper:	Not available
Federal Register:	09/10/2009

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish branches in the following locations: 1855 Wisconsin Avenue, Northwest, Washington, District of Columbia, to be known as the Georgetown Safeway Branch; 6005 Post Road, Cumming, Georgia, to be known as the Polo Fields Branch; intersection of Loudoun County Parkway and Ryan Road, Ashburn, Virginia, to be known as the Moorefield Station Branch; intersection of East Venice Avenue and Jacaranda Boulevard, Venice, Florida, to be known as the Jacaranda Commons Branch; 15601 City View Drive, Midlothian, Virginia, to be known as the Westchester Commons Branch; 9701 Commercial Way, Weeki Wachee, Florida, to be known as the Glen Lakes Branch; intersection of Bee Ridge Road and Bee Ridge Road Extension, Sarasota, Florida, to be known as the Bee Ridge Extension Branch.

Newspaper:	09/05/2009
Federal Register:	Not applicable

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish branches in the following locations: intersection of Highway 55 and Avent Ferry Road, Holly Springs, North Carolina, to be known as the Holly Springs Branch; intersection of Snow Hill Road and I-75, Ooltewah, Tennessee, to be known as the Snow Hill Office; 1175 University Drive, Burlington, North Carolina, to be known as the Shoppes at Waterford Branch; 205 Palm Bay Road, Melbourne, Florida, to be known as the Hammock Landing Branch.

Newspaper:	09/06/2009
Federal Register:	Not applicable

USAMERIBANCORP, INC.

* 3A3

USAmeriBancorp, Inc., Largo, Florida, to acquire 49.7 percent of the outstanding voting shares of Aliant Financial Corporation, and its subsidiary, Aliant Bank, both of Alexander City, Alabama.

Newspaper:	Not available
Federal Register:	Not available

VERITY CAPITAL GROUP, INC.

CIC

After-the-fact change in control notice filed by Richard Franklin Combs, Braselton, Georgia, to retain 26.8 percent of the outstanding shares of Verity Capital Group, Inc., Dahlonega, Georgia, and its subsidiary, Verity Bank, Winder, Georgia.

Newspaper:	Not available
Federal Register:	09/03/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BRAND BKG CO, LAWRENCEVILLE, GEORGIA	701736	12/10/2007	08/12/2009	S	Large Bank
PARK AVE BK, VALDOSTA, GEORGIA	104038	04/13/2009	08/02/2009	S	Large Bank

CRA Examinations scheduled for Forth Quarter of 2009 (October 1, 2009 - December 31, 2009)

Institution	Location
BANK INDEP	SHEFFIELD, ALABAMA
FLORIDA BK	TAMPA, FLORIDA
HORIZON BK	BRADENTON, FLORIDA

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending August 22, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2009 (October 1, 2009 - December 31, 2009)

District: 6
Federal Reserve Bank of: Atlanta