Actions under delegated authority

Actions taken during the week ending August 29, 2009

Bank Branches, Domestic

New York

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 4915 Executive Park Drive, Columbia, Maryland.
-Approved, August 28, 2009

Bank Holding Companies

Chicago

C-B-G, Inc., West Liberty, Iowa -- to increase its ownership in Washington Bancorp, Washington, and thereby increase its ownership of Federation Bank.
-Approved, August 27, 2009

Dallas

Community Trust Financial Corporation, Ruston, Louisiana -- to acquire by merger First Louisiana Bancshares, Inc., Shreveport, and thereby acquire First Louisiana Bank.
-Approved, August 27, 2009

Philadelphia

First BanCapital Fund I, L.P., et al., Bethlehem, Pennsylvania -- to acquire shares of Old Florida Bancshares, Inc., Longwood, Florida, and thereby acquire Old Florida National Bank.
-Approved, August 24, 2009

San Francisco

Golden Pacific Bancorp, Inc., Sacramento, California -- to acquire Gold Country Financial Services, Inc., Marysville, and thereby acquire Gold Country Bank, National Association.
-Returned, August 25, 2009

St. Louis

SBW Bancshares, Inc., Waterloo, Illinois -- to become a bank holding company and to acquire State Bank of Waterloo, Waterloo.
-Withdrawn, August 25, 2009

Secretary

Tall City Bancshares, Inc., Midland, Texas -- to become a bank holding company and to acquire Kent County State Bank, Jayton.
-Approved, August 27, 2009

Boston

United Financial Bancorp, Inc., West Springfield, Massachusetts -- waiver of application to acquire CNB Financial Corp., Worcester, in connection with the merger of their respective subsidiaries, United Bank, West Springfield, and Commonwealth National Bank, Worcester.
-Granted, August 25, 2009

San Francisco

Wells Fargo & Company, San Francisco, California -- relief from a commitment.
-Withdrawn, August 26, 2009

Bank Mergers

New York

Manufacturers and Traders Trust Company, Buffalo, New York -- to acquire the loans and assume the deposit liabilities of Bradford Bank, Baltimore, Maryland, and thereby establish branches.
-Approved, August 28, 2009

Extensions Of Time

Boston

BSB Bancorp, MHC, Belmont, Massachusetts, and BSB Bancorp, Inc. -- extension to September 8, 2009, to become a mutual bank holding company and stock bank holding company, respectively, and to acquire Belmont Savings Bank, Belmont.
-Granted, August 27, 2009

Financial Holding Companies

Atlanta

Old Florida Bancshares, Inc., Longwood, Florida -- election to become a financial holding company.
-Effective, August 28, 2009