Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending September 18, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

BRANSON BANCSHARES, INC

CIC

Notice by Kendall L. Combs and Patricia A. Combs, both of Hollister, Missouri, to retain control of Branson Bancshares, Inc., Branson, Missouri.

Newspaper:	09/24/2010
Federal Register:	10/04/2010

CASS INFORMATION SYSTEMS, INC.

Investment

Cass Information Systems, Inc., Bridgeton, Missouri, to engage in new foreign activities via a to be formed foreign entity that will be named Cass Europe, BV, Breda, Netherlands, pursuant to Section 211.10(a)(5) of Regulation K.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST SOUTHERN BANCSHARES, INC

3A1

First Southern Bancshares, Inc., Batesville, Arkansas, to become a bank holding company by acquiring 100 percent of First Southern Bank, Batesville, Arkansas.

Newspaper:	Not applicable
Federal Register:	Not applicable

MIDLAND STATES BANCORP, INC.

CIC

Notice by Richard E. Workman as sole trustee for the Richard E. Workman 2001 Trust, Windermere, Florida, to gain control of Midland States Bancorp, Inc., Effingham, Illinois.

Newspaper:	09/22/2010
Federal Register:	10/05/2010

TWIN LAKES COMMUNITY BANK

Member

Twin Lakes Community Bank, Flippin, Arkansas, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
TOWN & COUNTRY BK, SALEM, MISSOURI	487357	05/03/2010	09/07/2010	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending September 18, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis