Actions under delegated authority

AmeriServ Financial Bank, Johnstown, Pennsylvania -- to establish a branch at 1857 North Atherton Street, State College.
-Approved, December 17, 2010

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 1720 South University Avenue, Little Rock.
-Approved, December 13, 2010

The Bank of New York Mellon, New York, New York -- to establish a branch at 201 Washington Street, Boston, Massachusetts.
-Approved, December 17, 2010

Centennial Bank, Centennial, Colorado -- to establish a branch at 717 Seventeenth Street, Suite 100, Denver.
-Approved, December 17, 2010

Monarch Bank, Chesapeake, Virginia -- to establish a branch at 4629 North Croatan Highway, Kitty Hawk, North Carolina.
-Approved, December 14, 2010

Monument Bank, Doylestown, Pennsylvania -- to establish a branch at 33 Swamp Road, Newtown.
-Approved, December 17, 2010

Oak Valley Community Bank, Oakdale, California -- to establish a branch at 3508 McHenry Avenue, Modesto.
-Approved, December 16, 2010

Bertram BancShares, Inc., Bertram, Texas -- to become a bank holding company and to acquire shares of Farmers State Bank, Bertram.
-Approved, December 15, 2010

F.N.B. Corporation, Hermitage, Pennsylvania -- waiver of application to acquire Comm Bancorp, Inc., Clarks Summit, and its subsidiary bank, Community Bank & Trust Company, in connection with Community Bank & Trust's merger with F.N.B.'s subsidiary bank, The First National Bank of Pennsylvania, Greenville.
-Granted, December 10, 2010
(A/C)

FHB Formation LLC, Boston, Massachusetts -- to make investments in Northeast Bancorp, Lewiston, Maine, and Northeast Bank.
-Approved, December 13, 2010

Franklin Resources, Inc., San Mateo, California -- to acquire additional shares of First Chicago Bancorp, Chicago, Illinois, and First Chicago Bank & Trust.
-Approved, December 14, 2010

FRB Investments, Inc., Denver, Colorado -- to become a bank holding company and to acquire Omega Capital Corp., Centennial, and its subsidiary bank, Front Range Bank, Lakewood.
-Approved, December 15, 2010

M&P Community Bancshares, Inc. 401(k) Employee Stock Ownership Plan, Newport, Arkansas -- to acquire additional shares of M&P Community Bancshares, Inc., Newport.
-Approved, December 16, 2010

Old National Bancorp, Evansville, Indiana -- to merge with Monroe Bancorp, Bloomington, and thereby acquire Monroe Bank.
-Approved, December 15, 2010

Ovation Holdings, Inc., Naples, Florida -- to become a bank holding company and to acquire National Bank of Southwest Florida, Port Charlotte.
-Approved, December 16, 2010

Rigler Investment Co., New Hampton, Iowa -- to acquire State Bank & Trust Company, Waverly.
-Approved, December 14, 2010

USAmeriBancorp, Inc., Clearwater, Florida -- to acquire shares of Aliant Financial Corporation, Alexander City, Alabama, and Aliant Bank.
-Approved, December 16, 2010

Woodforest Financial Group Employee Stock Ownership Plan (with 401(k) Provisions), The Woodlands, Texas, and Woodforest Financial Group Employee Stock Ownership Trust -- to become a bank holding company and to acquire shares of Woodforest Financial Group, Inc., The Woodlands, and thereby acquire Woodforest National Bank, Houston; and to acquire a savings association through Woodforest Financial Group, Inc., and indirectly Woodforest Bank, FSB, Refugio.
-Approved, December 16, 2010

Woolfam VI SLB, LLC, Maryland Heights, Missouri -- to become a bank holding company and to acquire an interest in St. Louis Bancshares, Inc., Town and Country, and thereby indirectly acquire St. Louis Bank.
-Withdrawn, December 14, 2010

Southern Bank, Poplar Bluff, Missouri -- to purchase the assets and assume the liabilities of First Southern Bank, Batesville, Arkansas, and to retain the acquired facilities as branches.
-Approved, December 17, 2010

Community Bank Holdings of Texas, Inc., Corsicana, Texas -- to retain control of Community Bank Holdings and its subsidiary bank, Community National Bank and Trust of Texas, Corsicana.
-Permitted, December 16, 2010

Doniphan Bancshares, Inc., Doniphan, Nebraska -- change in bank control of Doniphan Bancshares and its subsidiary bank, Bank of Doniphan, Doniphan.
-Permitted, December 16, 2010

First San Benito Bancshares Corporation, San Benito, Texas -- change in bank control of First San Benito Bancshares and its subsidiary bank, First Community Bank, National Association, San Benito.
-Withdrawn, December 13, 2010

MBT Bancshares, Inc., Kansas City, Missouri -- to retain control of MBT Bancshares and its subsidiary bank, Missouri Bank and Trust Company, Kansas City.
-Permitted, December 15, 2010

Ally Financial Inc., Detroit, Michigan -- extension to October 1, 2014, of the first-floor-period start date under the advanced approaches risk-based capital rule for bank holding companies.
-Granted, December 14, 2010

C-B-G, Inc., West Liberty, Iowa -- extension to March 13, 2011, to acquire additional shares of Washington Bancorp, Washington, and thereby increase its indirect interest in Washington Bancorp's subsidiary bank, Federation Bank.
-Granted, December 13, 2010

JPMorgan Chase & Co., New York, New York -- waiver of remainder of prior-notification period to invest in J.P. Morgan Chase International Holdings, London, United Kingdom, and modification of the aggregate investment limit of Regulation K.
-Granted, December 17, 2010

The Commercial National Bank of Ainsworth, Ainsworth, Nebraska -- to retain membership in the Federal Reserve System on conversion to a state-chartered bank, to be known as West Plains Bank.
-Approved, December 16, 2010

Simmons First Bank of El Dorado, El Dorado, Arkansas -- to retain membership in the Federal Reserve System on conversion to a state charter.
-Approved, December 16, 2010

Simmons First Bank of Hot Springs, Hot Springs, Arkansas -- to become a member of the Federal Reserve System.
-Approved, December 16, 2010

Simmons First Bank of Northeast Arkansas, Jonesboro, Arkansas -- to become a member of the Federal Reserve System.
-Approved, December 16, 2010

Simmons First Bank of Northwest Arkansas, Rogers, Arkansas -- to become a member of the Federal Reserve System.
-Approved, December 16, 2010

Simmons First Bank of South Arkansas, Lake Village, Arkansas -- to become a member of the Federal Reserve System.
-Approved, December 16, 2010