Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 20, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO CAM, S.A.U.

FBSEA

Banco CAM, S.A.U., Alicante, Spain, to establish an international branch office located in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

BANKIA, S.A.

FBSEA

Bankia, S.A., Valencia, Spain, to establish an international branch in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

BANKUNITED, INC.

4c8
* 4c8
* 3A1

BankUnited, Inc., Miami Lakes, Florida, to perform the following (1) become a bank holding company by acquiring 100 percent of the outstanding shares of Herald National Bank, New York, New York; (2) retain BankUnited, a federal savings association, and thereby continue engaging in operating a savings association, and (3) retain BankUnited Investment Services, Inc., and thereby continue engaging in serving as investment adviser.

Newspaper:	Not available
Federal Register:	Not available

USAMERIBANK

Member

USAmeriBank, Clearwater, Florida, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CENTURY BK OF FL, TAMPA, FLORIDA	2939001	04/18/2011	08/09/2011	S	Small Bank

CRA Examinations scheduled for Forth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution	Location
BANK INDEP	SHEFFIELD, ALABAMA
FLORIDA BK	TAMPA, FLORIDA

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending August 20, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2011 (October 1, 2011 - December 31, 2011)

District: 6
Federal Reserve Bank of: Atlanta