Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 29, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

BITTERROOT HOLDING COMPANY

* 3A5

Bitteroot Holding Company, Lolo, Montana, to merge with Ravalli County Bankshares, Inc., Hamilton, Montana, and thereby indirectly acquire Ravalli County Bank, Hamilton, Montana, and, also as a result of the merger, to increase its ownership of West One Bank, Kalispell, Montana, from 34.92% to 63.73%.

Newspaper:	Not available
Federal Register:	Not available

CITIZENS STATE BANCSHARES, INC.

CIC

Change in control notice by James E. Gaarder, Ossining, New York, to retain 25% or more of the shares of Citizens State Bancshares, Inc., Lankin, North Dakota, and thereby indirectly retain control of Citizens State Bank of Lankin, Lankin, North Dakota.

Newspaper:	Not available
Federal Register:	Not available

FIRST RUSHMORE BANCORPORATION, INC.

CIC

Change in Control Notice by Barbara J. Raymo, Worthington, Minnesota, individually, and as Co-Trustee of the Gregory R. Raymo Revocable Living Trust Agreement, Worthington Minnesota, to join the Raymo family group that controls 25 percent or more of the shares of First Rushmore Bancorporation, Inc., Worthington, Minnesota, and thereby indirectly gain control of First State Bank Southwest, Pipestone, Minnesota.

Newspaper:	Not available
Federal Register:	Not available

NORTHERN FINANCIAL CORPORATION

CIC

Notice by Marilyn Senty Ivers, Great Falls, Montana, to retain 25 percent or more of the shares of Northern Financial Corporation, Independence, Wisconsin, and thereby indirectly retain control of Independence State Bank, Independence, Wisconsin.

Newspaper:	11/03/2011
Federal Register:	10/26/2011

RIVERLAND BANCORPORATION

CIC

Change in Control Notice by Mark E. Davis, St. Peter, Minnesota, to acquire 25 percent or more of the shares of Riverland Bancorporation, Jordan, Minnesota, and thereby indirectly gain control of Riverland Bank, Jordan, Minnesota.

Newspaper:	10/25/2011
Federal Register:	11/08/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 29, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis