Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending November 26, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

ALTAPACIFIC BANK

* 18C
* Branch

AltaPacific Bank, Santa Rosa, California, to merge with Stellar Business Bank, Covina, California, and thereby acquire one branch office.

Newspaper:	Not available
Federal Register:	Not applicable

AMERICA START-UP FINANCIAL INSTITUTIONS INVESTMENTS I, L.P.

4c8
* 3A1

America Start-Up Financial Institutions Investments, I, L.P., and CKH Capital, Inc, both of Monterey Park, California, to become bank holding companies by acquiring up to 62 percent of New Omni Bank, National Association, Alhambra, California, pursuant to section 3(a)(1) of the BHC Act, and 2)to retain 5.9 percent interest of the voting shares of First PacTrust Bancorp, Inc., and thereby indirectly retain Pacific Trust Bank, both in Chulva Vista, California, and engage in operating as savings and loan association, pursuant to section 225.28(b)(4)(ii) of Regulation Y.

Newspaper:	12/16/2011
Federal Register:	12/16/2011

BAY COMMERCIAL BANK

* Branch

Bay Commercial Bank, Walnut Creek, California, to establish a branch at 960 School Street, Napa, California.

Newspaper:	Not available
Federal Register:	Not applicable

CALIFORNIA REPUBLIC BANK

* 18C

California Republic Bank, Newport Beach, California, to purchase certain assets and assume certain liabilities of the Westlake Village branch of National Bank of California, N.A., Los Angeles, California.

Newspaper:	Not available
Federal Register:	Not applicable

CARPENTER FUND MANAGER GP, LLC

* 3A3

Carpenter Fund Manager GP, LLC, Carpenter Fund Management Company, LLC, Carpenter Community Bancfund, L.P., Carpenter Community BanFund -A, L.P., Carpenter Community BandFund - CA, L.P., SCJ, Inc., and CCFW, Inc., all of Irvine, California, and all existing controlling parties, to acquire more than 24.9% of the voting securities of Pacific Mercantile Bancorp, Costa Mesa, California through an investment preferred and common shares of Pacific Mercantile Bancorp and thereby indirectly acquire additional voting shares of Pacific Mercantile Bank, Costa Mesa, California.

Newspaper:	Not available
Federal Register:	12/05/2011

COASTAL FINANCIAL CORPORATION

CIC

Interagency Notice of Change in Control by Montlake Capital II, L.P, a limited partnership and Montlake Capital II-B, L.P., a limited partnership, Seattle, Washington, to acquire voting shares of Coastal Financial Corporation, and thereby indirectly acquire Coastal Community Bank, both of Everett, Washington; and 2)Coastal Financial Corporation and Coastal Community Bank, both of Everett, Washington to appoint Andrew Russell Dale as a Director.

Newspaper:	Not available
Federal Register:	10/27/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2012 (January 1, 2012 - March 31, 2012)

Institution	Location
BANK OF THE ORIENT	SAN FRANCISCO, CALIFORNIA
COMMONWEALTH BUS BK	LOS ANGELES, CALIFORNIA
NARA BK	LOS ANGELES, CALIFORNIA
WESTAMERICA BK	SAN RAFAEL, CALIFORNIA

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending November 26, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2012 (January 1, 2012 - March 31, 2012)

District: 12
Federal Reserve Bank of: San Francisco