FRB: H.2--Actions under delegated authority--Week ending December 10, 2011

Bay Commercial Bank, Walnut Creek, California -- to establish a branch at 960 School Street, Napa.
-Approved, December 7, 2011

Comerica Bank, Dallas, Texas -- to establish a branch at 5450 Jackson Drive, La Mesa, California.
-Approved, December 6, 2011

Franklin Synergy Bank, Franklin, Tennessee -- to establish a branch at 4930 Thoroughbred Lane, Brentwood.
-Approved, December 8, 2011

Bitterroot Holding Company, Lolo, Montana -- to merge with Ravalli County Bankshares, Inc., Hamilton, and thereby acquire Ravalli County Bank and increase its ownership of West One Bank, Kalispell.
-Approved, December 8, 2011

DirecTex Holding Corp., Tyler, Texas -- to become a bank holding company and to acquire shares of Gladewater National Bank, Gladewater.
-Approved, December 8, 2011

First Clover Leaf Financial Corp, Edwardsville, Illinois -- to become a bank holding company on conversion of First Clover Leaf Bank, FSB, Edwardsville, from a federal savings bank to a state-chartered commercial bank.
-Withdrawn, December 5, 2011

Lindoe, Inc., Ordway, Colorado -- to engage in lending activities.
-Approved, December 9, 2011

Security Federal Corporation, Aiken, South Carolina -- to become a bank holding company on conversion of Security Federal Bank, Aiken, from a federal savings bank to a state-chartered commercial bank.
-Approved, December 8, 2011

Susquehanna Bancshares, Inc., Lititz, Pennsylvania -- to acquire Tower Bancorp, Inc., Harrisburg, and simultaneously to merge Graystone Tower Bank, Lancaster, with and into Susquehanna Bank, Lititz.
-Approved, December 8, 2011

AltaPacific Bank, Santa Rosa, California -- to merge with Stellar Business Bank, Covina, and thereby acquire a branch.
-Approved, December 7, 2011

Citizens State Bancshares, Inc., Lankin, North Dakota -- to retain control of Citizens State and its subsidiary bank, Citizens State Bank of Lankin, Lankin.
-Permitted, December 6, 2011

First Rushmore Bancorporation, Inc., Worthington, Minnesota -- change in bank control of First Rushmore and its subsidiary bank, First State Bank Southwest, Pipestone.
-Permitted, December 5, 2011

Headwaters Bancorp, Inc., Land O' Lakes, Wisconsin -- change in bank control of Headwaters and its subsidiary bank, Headwaters State Bank, Land O' Lakes.
-Returned, December 6, 2011

Peoples Bancshares, Inc., Mendenhall, Mississippi -- extension to January 8, 2012, to become a bank holding company and to acquire Peoples Bank, Mendenhall.
-Granted, December 8, 2011

Cass Information Systems, Inc., Bridgeton, Missouri -- election to become a financial holding company.
-Effective, December 7, 2011

Actions under delegated authority

Actions taken during the week ending December 10, 2011

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Change in Bank Control

Extensions of Time

Financial Holding Companies