Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending April 21, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

B2B HOLDINGS, INC.

* 3A1

B2B Holdings, Inc., Houston, Texas, to become a bank holding company by acquiring 100 percent of Stockmens National Bank in Cotulla, Cotulla, Texas.

Newspaper:	Not available
Federal Register:	05/11/2012

CADENCE BANCORP LLC

* 3A3

Cadence Bancorp, LLC, Houston, Texas, to acquire 100 percent of Encore Bancshares, Inc., Houston, Texas and indirectly acquire Encore Bank, N. A., Houston, Texas.

Newspaper:	05/01/2012
Federal Register:	05/07/2012

ODEM BANCSHARES, INC.

CIC

Mission-Heights Capital, Ltd., Houston, Texas, and Mission-Heights, LLC, Houston, Texas, general partner; and Charles Robert Miller, Jr., Odem, Texas, individually, intend to apply to the Federal Reserve Board for permission to acquire 25 percent or more of the shares of Odem Bancshares, Inc., Odem, Texas, and thereby indirectly obtain control of First State Bank of Odem, Odem, Texas., in association with a request by Mission-Heights Capital, Ltd., to be treated as a Qualified Family Partnership (QFP).

Newspaper:	Not available
Federal Register:	03/21/2012

PEOPLES BANK

* Branch

Peoples Bank, Lubbock, Texas, to establish a branch to be located at 1605 W. Division Street, Slaton, Texas 79364.

Newspaper:	04/28/2012
Federal Register:	Not applicable

PLAINS BANCORP, INC.

CIC

Notice by Ray Mark Bain, Lubbock, Texas, individually, as co-trustee of the RMB 2012 Family Trust, trustee of the Ray Mark Bain 2007 Trust, and trustee of the Ray Mark Bain Children's Trusts; Michael Lewis Bain, Canyon, Texas, individually, as co-trustee of the RMB 2012 Family Trust, trustee of the Michael L. Bain 2007 Trust, and trustee of the Michael L. Bain Children's Trusts; Nancy Bain Seybert, Perryton, Texas, individually, as trustee of the Nancy Bain Seybert 2007 Trust, and trustee of the Nancy Bain Seybert Children's Trusts; Ray M. Bain, Dimmitt, Texas; and Barbara June Bain, Dimmitt, Texas; collectively a group acting in concert, to control, retain and acquire 47.71 percent of Plains Bancorp, Inc., Dimmitt, Texas, and therefore, indirectly, First United Bank, Dimmitt, Texas.

Newspaper:	Not available
Federal Register:	Not available

TEXAS FIRST BANK

* 18C
* Branch

Texas First Bank, Texas City, Texas, to acquire by merger Texas Coastal Bank, Pasadena, Texas, and to establish branches at 6731 Spencer Highway, Pasadena, Texas 77505 and 102 W. Pasadena Blvd., Deer Park, Texas 77536. AND Texas First Bank, Texas City, Texas to merge with Texas Coastal Bank, Pasadena, Texas and to establish branches at 6731 Spencer Highway, Pasadena, Texas 77505, and 102 W. Pasadena Blvd., Deer Park, Texas 77536.

Newspaper:	Not available
Federal Register:	Not applicable

TEXAS FIRST BANK

* 18C
* Branch

Texas First Bank, Texas City, Texas to acquire by merger Houston Business Bank, Houston, Texas, and to establish a branch 1535 West Loop South, Suite 120, Houston, Texas 77027. AND Texas First Bank, Texas City, Texas to merge with Houston Business Bank, Houston, Texas, and to establish a branch 1535 West Loop South, Suite 120, Houston, Texas 77027.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending April 21, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas