Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending April 28, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

ADIRONDACK TRUST COMPANY, THE

Premises

The Adirondack Trust Company, Saratoga Springs, New York, provides notice to increase its investment in bank premises, pursuant to Section 24A of the Federal Reserve Act and Section 208.21 of Regulation H.

Newspaper:	Not applicable
Federal Register:	Not applicable

BANCO PINE S.A.

FBSEA

Banco Pine S.A., Sao Paulo, Brazil, to establish a representative office in New York, New York, pursuant to Section 10(a) of the International Banking Act of 1978, as amended, and Section 211.24(a)(1) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

NONGHYUP BANK

FBSEA

NongHyup Bank, Seoul, South Korea, to establish a representative office in New York, New York, pursuant to Section 211.24 of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

RSB Bancorp, MHC

* 3A1

RSB Bancorp, MHC and RSB Bancorp, Inc., both of Roselle, New Jersey, to become bank holding companies by acquiring 100 percent of Roselle Savings Bank, Roselle, New Jersey.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF NY MELLON, NEW YORK, NEW YORK	541101	09/12/2011	04/19/2012	S	Whole/Ltd Purp
EMPIRE STATE BK, NEWBURGH, NEW YORK	3277241	08/01/2011	04/25/2012	S	Small Bank
MIZUHO CORP BK USA, NEW YORK, NEW YORK	229913	01/09/2012	04/25/2012	O	Whole/Ltd Purp

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending April 28, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York