Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 3
Federal Reserve Bank of: Philadelphia

Filings received during the week ending May 26, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

ESSA BANCORP, INC.

* 3A1

ESSA Bancorp, Inc., Stroudsburg, PA, to form a bank holding company by acquiring First Star Bancorp, Bethlehem, PA.

Newspaper:	06/19/2012
Federal Register:	06/11/2012

NORTHFIELD BANCORP, MHC

MHC Minority Stock Issuance
* MHC Merger

Northfield Bancorp, MHC, Staten Island, NY, to acquire Flatbush Federal Bancorp, MHC, Brooklyn, NY, subsequently Northfield Bancorp, Inc., Staten Island, NY, to acquire, Flatbush Federal Bancorp, Inc., Brooklyn, NY.

Newspaper:	Not available
Federal Register:	Not applicable

PATRIOT FINANCIAL PARTNERS LP

CIC

Patriot Financial Partners, GP, L.P., Patriot Financial Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot Financial Partners, GP, LLC, Patriot Financial Managers, L.P., Patriot Financial Manager, LLC. and Messrs. Ira M. Lubert, W. Kirk Wycoff and James J. Lynch, all of Philadelphia, Pennsylvania, to purchase up to 24.9 percent of Porter Bancorp, Inc., Louisville, KY.

Newspaper:	Not available
Federal Register:	09/21/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2012 (July 1, 2012 - September 30, 2012)

Institution	Location
AMERICAN BK	ALLENTOWN, PENNSYLVANIA
UNIVEST NB&TC	SOUDERTON, PENNSYLVANIA

* Subject to the provisions of the Community Reinvestment Act

District: 3 Federal Reserve Bank of: Philadelphia

Filings received during the week ending May 26, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2012 (July 1, 2012 - September 30, 2012)

District: 3
Federal Reserve Bank of: Philadelphia