Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending September 22, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

NEW PEOPLES BANKSHARES, INC.

CIC

Richard Geno Preservati, Captiva, Florida, individually to control up to 19.61% of the outstanding voting shares of New Peoples Bankshares, Inc., Honaker, Virginia. Additionally, Richard Geno Preservati and Nancy Karen Preservati, Captiva, Florida, as a group acting in concert to control up to 19.61% of the outstanding voting shares of New Peoples Bankshares, Inc., Honaker, Virginia.

Newspaper:	10/22/2012
Federal Register:	Not available

SCBT FINANCIAL CORPORATION

4c8
* 3A5

SCBT Financial Corporation, Columbia, South Carolina, to acquire 100% of the voting securities of The Savannah Bancorp, Inc., Savannah, Georgia, and thereby indirectly acquire The Savannah Bank, NA, Savannah, Georgia, and Bryan Bank & Trust, Richmond Hill, Georgia, and engage in financial and investment advisory activities.

Newspaper:	10/20/2012
Federal Register:	10/19/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
COMMUNITY BK OF TRI-CTY, WALDORF, MARYLAND	697978	06/11/2012	09/13/2012	S	Large Bank
HIGHLANDS UNION BK, ABINGDON, VIRGINIA	969424	05/14/2012	09/04/2012	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending September 22, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond