Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending April 6, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTRAL STATE BANK

* 18C
* Branch

Central State Bank, Muscatine, Iowa, to merge with sister banks: West Chester Savings Bank, Washington, Iowa; and Freedom Security Bank, Coralville, Iowa. As a result of the proposed mergers, all offices of target banks will become offices of Central State Bank, Muscatine, Iowa.

Newspaper:	Not available
Federal Register:	Not applicable

GREENWOODS FINANCIAL GROUP, INC.

CIC

LAF GW Investments, LLC (LAF GW), an Arkansas limited liability company, individually, with Stephen L. LaFrance, Jr., Little Rock, Arkansas, as the sole manager, and LAF GW and Stephen L. LaFrance, Jr., together as a group acting in concert with JSJ Properties, LLC, a Missouri limited liability company, with Stephen L. LaFrance, Jr., Jason P. LaFrance, and Joe Courtright, both of Little Rock, Arkansas, as managers, LAF Brothers Properties, LLC, an Arkansas limited liability company, with Stephen L. LaFrance, Jr. and Jason P. LaFrance as managers, the Stephen L. LaFrance, Sr. GW Investments Trust, with Stephen L. LaFrance, Jr. and Jason P. LaFrance as trustees, Jason P. LaFrance, and the Amy LaFrance Bancroft GW Investments Trust, with Stephen L. LaFrance, Sr., Pine Bluff, Arkansas, as trustee, to acquire 10 percent or more of the outstanding voting shares of Greenwoods Financial Group, Inc., and thereby indirectly acquire control of The Greenwood's State Bank, both of Lake Mills, Wisconsin.

Newspaper:	03/05/2013
Federal Register:	Not available

INDEPENDENT ALLIANCE BANKS, INC.

CIC

Mr. Leland E. Boren, Upland, Indiana, to acquire control above 10 percent of Independent Alliance Banks, Inc., Fort Wayne, Indiana, and thereby indirectly control IAB Financial Bank, Fort Wayne, Indiana, pursuant to the Change in Bank Control Act.

Newspaper:	Not available
Federal Register:	04/26/2013

JOHNSON FINANCIAL GROUP, INC.

CIC

The Exempt Family Trust u/a Imogene P. Johnson 2012 Gift Trust and Helen P. Johnson-Leipold as trustee, Racine, Wisconsin, to join the existing Johnson Family Control Group through the acquisition of shares of Johnson Financial Group, Inc. and the indirect acquisition of shares of Johnson Bank, both of Racine, Wisconsin, pursuant to the Change in Bank Control Act of 1978 (12 U.S.C. 18170).

Newspaper:	Not available
Federal Register:	04/16/2013

OSB FINANCIAL CORPORATION

* 3A1

OSB Financial Corporation, Brooklyn, Michigan, to become a bank holding company by acquiring 100 percent of OSB Community Bank, Brooklyn, Michigan.

Newspaper:	Not available
Federal Register:	Not available

ROCKFORD BANK AND TRUST COMPANY

* Branch

Rockford Bank & Trust Company, Rockford, Illinois, to establish a branch at 127 North Wyman Street, Rockford, Illinois, concurrently with the relocation of the main office to 4571 Guilford Road, Rockford, Illinois.

Newspaper:	03/28/2013
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
COMMERCIAL SVG BK, CARROLL, IOWA	194440	12/10/2012	04/02/2013	S	Small Bank
COMMUNITY FIRST BK, KEOSAUQUA, IOWA	845443	12/17/2012	04/02/2013	S	Small Bank
NORTHSIDE CMNTY BK, GURNEE, ILLINOIS	2533119	11/26/2012	03/27/2013	S	Large Bank
SALIN B&TC, INDIANAPOLIS, INDIANA	123646	10/29/2012	03/20/2013	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending April 6, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago