Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending April 27, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTENNIAL BANK

* Branch

Centennial Bank, Conway, Arkansas, to establish a branch facility located at 17 West Government Street, Suite A, Pensacola, Floridia.

Newspaper:	04/26/2013
Federal Register:	Not applicable

INDEPENDENCE BANCSHARES, INC.

CIC

Notice by Christopher C. Reid, Owensboro, Kentucky, acting individually and in concert with a control group, to retain control of Independence Bancshares, Inc., Owensboro, Kentucky. The control group consists of Mr. Reid, Beacon Insurance Agency, Inc., Janet Reid, Jacob Reid, Lauren Reid Patton, Cathy Switzer, Greg Mullican, Todd Switzer, Kyle Aud, Bridget Reid, Jennie Parker, Eve Holder, Matt Carter, Darrell Higginbotham, Gary White, all of Owensboro, Kentucky; Jim Davis, Scott Audas, Bob Cummins, Kay Bryant, all of Henderson, Kentucky; Danny Evitts, Scott Johnston, both of Paducah, Kentucky; Kelly Jackson, Alvaton, Kentucky; Tawna Wright, Calhoun, Kentucky; and Brad Howard, Bowling Green, Kentucky.

Newspaper:	Not available
Federal Register:	05/13/2013

RELIANCE BANCSHARES, INC.

CIC

Notice by Thomas H. Brouster, Sr., St. Louis, MO, acting individually, and in concert with a control group, to retain control of Reliance Bancshares, Inc., Des Peres, MO. The control group consists of Mr. Brouster, the members of the Brouster Investment Group approved on February 19, 2013 to gain control of Reliance Bancshares, Inc., and the following new members of the Brouster Investment Group: Richard R. and Nancy J. Arnoldy, JTWROS St. Louis, MO; Kenneth M. Bartz, St. Louis, MO; Lawrence Callahan and IRA FBO Lawrence Callahan Pershing LLC as Custodian Roth Account, both of Olivette, MO; Timothy J. Danis, Vero Beach, FL; Thomas P. Danis, St. Louis, MO; Nancy P. Demko Living Trust dtd 1-13-84, Nancy P. Demko, Trustee, Chesterfield, MO; Jacqueline A. Demko Revocable Trust and Jacqueline A. Demko Roth IRA, both of Chesterfield, MO; Joseph D. Demko Living Trust UAD 7/15/2003, Joseph D. Demko, Trustee, Glendale, MO; McRee Lesche Engler Fund (J. Curtis Engler), St. Louis, MO; David N. Flowers, Greenville, IL; Duane Flowers, Trustee of the Linda Flowers Trust, Greenville, IL; John Curtis Flowers Trust dtd 2-17-1998, John Curtis Trustee, Greenville, IL; J. Rush James III u/a dtd 1-30-1997, James R. James III Trustee, St. Louis, MO; PTC Custodian Prototype SEP IRA FBO John C. Kirkham, and John C. Kirkham and Marylyn J. Kirkham as Joint Tenants, both of Chesterfield, MO; Linda W. Lynch Revocable Trust Dated 1/27/94, Linda W. Lynch Trustee, St. Louis, MO; Thomas J. Lynch Revocable Trust dtd 1-27-94, Thomas J. Lynch Trustee, St. Louis, MO; David Meiners, St. Louis, MO; Elizabeth H. O'Keefe, Trustee of the Elizabeth H. O'Keefe Living Trust dated 9/18/03, Olivette, MO; Henry G. Ollinger Lifetime Trust dtd 9/15/82 and Marcia A. Ollinger Lifetime Trust dtd 9/15/82 as joint tenants, and Marcia A. Ollinger Lifetime Trust dtd 9/15/82, all of St. Louis, MO; Thomas Geo Pappas, St. Louis, MO; DLP2005 Trust, David L. Payne, Trustee, St. Louis, MO; Michael O. Schmelzle Trustee of the Michael O. Schmelzle Revocable Trust u/a dtd November 9, 2007, Shrewsbury, MO; Craig A. Schriewer, St. Louis, MO; M. Todd Smith and Barbara L. Smith, joint tenants, St. Peters, MO; Andrew P. Thome, Chesterfield, MO; Howard Weiser and Maureen Weiser, JTWROS, Town & Country, MO; and AD Welsh, Trustee of the AD Welsh Revocable Living Trust dtd 9/18/2000, Ft. Myers, FL.

Newspaper:	05/09/2013
Federal Register:	05/13/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST ST BK OF ST ROBERT, SAINT ROBERT, MISSOURI	277558	01/28/2013	04/19/2013	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending April 27, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis