Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 24, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO DE CREDITO E INVERSIONES S.A.

* 3A1

Banco De Credito E Inversiones, Empresas Juan Yarur S.A.C., Inversiones Petro S.A., Inversiones Baquio LTDA., Inversiones Nueve LTDA., and Administraciones Baquio LTDA., all of Santiago, Chile, to become bank holding companies by acquiring 100 percent of CM Florida Holdings, Inc., Coral Gables, Florida, and its subsidiary, City National Bank of Florida, Miami, Florida.

Newspaper:	Not available
Federal Register:	08/08/2013

CENTERSTATE BANKS, INC.

* 3A5

CenterState Banks, Inc., Davenport, Florida, to merge with Gulfstream Bancshares, Inc., and thereby acquire its subsidiary, Gulfstream Business Bank, both of Stuart, Florida.

Newspaper:	Not available
Federal Register:	Not available

FIRST FLORIDA BANCORP, INC.

* 3A1

First Florida Bancorp, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of First Florida Bank, both of Destin, Florida.

Newspaper:	09/05/2013
Federal Register:	09/12/2013

IBERIABANK

* Branch

IBERIABANK, Lafayette, Louisiana, to establish a branch located at 1801 4th Avenue South, Suite, Birmingham, Alabama 35233, to be known as the UAB Medical Center Branch

Newspaper:	08/26/2013
Federal Register:	Not applicable

NCG BANCO, S.A.

FBSEA

NCG Banco, S.A., A Coruna, Spain, to establish an international representative-administrative office located in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2013 (October 1, 2013 - December 31, 2013)

Institution	Location
BANK INDEP	SHEFFIELD, ALABAMA
COMPASS BK	BIRMINGHAM, ALABAMA
FLORIDA BK	TAMPA, FLORIDA
INSBANK	NASHVILLE, TENNESSEE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending August 24, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2013 (October 1, 2013 - December 31, 2013)

District: 6
Federal Reserve Bank of: Atlanta