Actions under delegated authority

Actions taken during the week ending November 9, 2013

Bank Branches, Domestic

St. Louis

Financial Federal Bank, Memphis, Tennessee -- to establish a branch at 1715 Aaron Brenner Drive, Memphis.
-Approved, November 8, 2013

Kansas City

FirstBank, Lakewood, Colorado -- to establish a branch at 25541 East Smoky Hill Road, Aurora.
-Approved, November 8, 2013

Richmond

The Freedom Bank of Virginia, Vienna, Virginia -- to establish a branch at 11700 Plaza America Drive, Reston.
-Approved, November 8, 2013

Bank Holding Companies

Atlanta

C1 Financial, Inc., St. Petersburg, Florida -- to become a bank holding company by acquiring C1 Bank, St. Petersburg.
-Approved, November 8, 2013

Minneapolis

Dairy State Bancorp, Inc., Rice Lake, Wisconsin -- to acquire Bank of Turtle Lake, Turtle Lake.
-Approved, November 8, 2013

Kansas City

Heritage Group, Inc., Aurora, Nebraska -- waiver of application to acquire Peoples Bancorp, Red Cloud, in connection with the merger of their respective subsidiaries, Heritage Bank, Wood River, and Peoples-Webster County Bank, Red Cloud.
-Granted, November 8, 2013

Secretary

Simmons First National Corporation, Pine Bluff, Arkansas -- to acquire Metropolitan National Bank, Little Rock.
-Approved, November 7, 2013

Kansas City

Summerfield Financial Services, LLC, Lincoln, Nebraska -- to acquire State Bank of Chester, Chester.
-Approved, November 4, 2013

Bank Mergers

San Francisco

East West Bank, Pasadena, California -- to merge with Metro United Bank, San Diego.
-Approved, November 8, 2013

San Francisco

East West Bank, Pasadena, California -- to merge with MetroBank, National Association, Houston, Texas.
-Approved, November 8, 2013

Kansas City

FirstBank, Lakewood, Colorado -- to purchase certain assets and assume certain liabilities of a branch of Frontier Bank, FSB, dba El Paseo Bank, Palm Desert, California.
-Approved, November 6, 2013

Change in Bank Control

Minneapolis

Warroad Bancshares, Inc., Warroad, Minnesota -- to retain control of Warroad Bancshares and its subsidiary, Security State Bank of Warroad, Warroad.
-Permitted, November 8, 2013

Extensions of Time

Dallas

Texas First Bank, Texas City, Texas -- extension to January 30, 2014, to acquire by merger Hull State Bank, Hull, and to establish branches at 100 Walnut Lane, Hull, and 2103 North Main Street, Liberty.
-Granted, November 5, 2013

Savings and Loan Holding Companies

Chicago

Lamplighter Financial, MHC, Wauwatosa, Wisconsin -- to convert from mutual to stock form and merge with Waterstone Financial, Inc., Wauwatosa; for Waterstone Financial, Inc. to merge into a new Maryland corporation named Waterstone Financial, Inc.; and for that company to become a savings and loan holding company by acquiring WaterStone Bank SSB, Wauwatosa.
-Approved, November 6, 2013