Actions under delegated authority

First Farmers Bank & Trust, Converse, Indiana -- to establish a branch at 101 West Sycamore Street, Kokomo.
-Approved, January 17, 2014

First State Bank Nebraska, Lincoln, Nebraska -- to establish a mobile branch for Lancaster County and surrounding counties.
-Approved, January 15, 2014

Duke Financial Group, Inc., Minneapolis, Minnesota -- to engage de novo in extending credit and servicing loans.
-Approved, January 14, 2014

Grand Bancorp, Inc., Grove, Oklahoma -- to become a bank holding company by acquiring Grand Savings Bank, Grove.
-Approved, January 17, 2014

Hamilton State Bancshares, Inc., Hoschton, Georgia -- to merge with Cherokee Banking Company, Canton, and thereby acquire Cherokee Bank, N.A.
-Approved, January 17, 2014

LCNB Corp., Lebanon, Ohio -- waiver of application to acquire Eaton National Bank and Trust Company, Eaton, in connection with its merger with and into LCNB Corp.'s subsidiary, LCNB National Bank, Lebanon.
-Granted, January 17, 2014

Millennium Bancshares, Inc., Junction City, Kansas -- to become a bank holding company by acquiring Millennium Bank, Junction City.
-Approved, January 16, 2014

Wing Lung Bank, Ltd., Hong Kong SAR, People's Republic of China -- to establish branches in San Francisco and Alhambra, California.
-Approved, January 13, 2014

Warburg Pincus Private Equity X, L.P., New York, New York, et al. -- relief from certain commitments.
-Granted, January 13, 2014

First Bancorp, Inc., Russell Springs, Kentucky -- change in bank control of First Bancorp, Inc., and its subsidiaries, The First National Bank of Russell Springs, Russell Springs, and Citizens Bank & Trust Company, Campbellsville.
-Permitted, January 17, 2014

Merchants and Farmers Bancshares, Inc., Eutaw, Alabama -- to retain control of Merchants and Farmers Bancshares, Inc., and its subsidiary, Merchants & Farmers Bank of Greene County, Eutaw.
-Permitted, January 13, 2014

New Peoples Bankshares, Inc., Honaker, Virginia -- change in bank control of New Peoples Bankshares, Inc., and its subsidiary, New Peoples Bank, Inc., Honaker.
-Permitted, January 13, 2014

South Georgia Bank Holding Company, Omega, Georgia -- to retain control of South Georgia Bank Holding Company and its subsidiary, South Georgia Banking Company, Omega.
-Permitted, January 17, 2014

Townsend Holding Company, Grove, Oklahoma -- change in bank control of Townsend Holding Company and its subsidiary, Bank of Grove, Grove.
-Permitted, January 14, 2014

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois -- extension to April 24, 2014, to increase its ownership of Minier Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers State Bank.
-Granted, January 17, 2014

Banc of California, Inc., Irvine, California -- election to become a financial holding company.
-Effective, January 17, 2014

Farmers & Merchants Bancorp of Western Pennsylvania, Inc., Kittanning, Pennsylvania -- election to become a financial holding company.
-Effective, January 14, 2014

Central Bank of Lake of the Ozarks, Osage Beach, Missouri -- to become a member of the Federal Reserve System.
-Approved, January 15, 2014

The GMDK Trust fbo Christopher J. Keyland, Fort Worth, Texas; The GMDK Trust fbo Kathryn J. Roberts; The JLD/GMDK Irrevocable Asset Trust fbo Christopher J. Keyland; The JLD/GMDK Irrevocable Asset Trust fbo Kathryn J. Roberts; The JLD-Christopher J. Keyland Descendant Trust #3; The JLD-Kathryn J. Roberts Descendant Trust #4; The JSD-Christopher J. Keyland Descendant Trust #3; and The JSD-Kathryn J. Roberts Descendant Trust #4 -- to become savings and loan holding companies by acquiring interests in First Western Mortgage Corporation, Fort Worth; Colonial Holding Company; and, indirectly, Colonial Savings, FA.
-Approved, January 15, 2014