Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending May 24, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

ANB BANK

* 18C
* Branch

ANB Bank, Denver, Colorado, to merge with Capital West Bank, Laramie, Wyoming, and incident thereto, to establish three branches.

Newspaper:	Not available
Federal Register:	Not applicable

CITIZENS SECURITY BANK & TRUST COMPANY

* Branch

Citizens Security Bank and Trust Company, Bixby, Oklahoma, to establish a branch at 2525 E. 21st Street, Tulsa, Oklahoma.

Newspaper:	05/30/2014
Federal Register:	Not applicable

FARMERS STATE BANCSHARES II, INC.

* 3A1

Farmers State Bancshares II, Inc., Spencer, Nebraska, to become a bank holding company through the acquisition of 100 percent of the voting shares of Spencer State Bank, Spencer, Nebraska.

Newspaper:	Not available
Federal Register:	06/09/2014

SANTA FE TRAIL BANC SHARES, INC.

CIC

Notification submitted by Mary Lou Spanier, individually and as trustee of the Jesse L. Thomas Testamentary Trust, both of Sublette, Kansas, to acquire control of Santa Fe Trail Banc Shares, Inc., parent of Centera Bank, both in Sublette, Kansas.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2014 (July 1, 2014 - September 30, 2014)

Institution	Location
BANK OF CUSHING	CUSHING, OKLAHOMA
FIRST B&TC	CLINTON, OKLAHOMA
FIRST BK	UTICA, NEBRASKA
FIRST BK OF FAIRLAND	FAIRLAND, OKLAHOMA
FIRST NE BK	VALLEY, NEBRASKA
FIRST ST BK IN TEMPLE	TEMPLE, OKLAHOMA
GUARANTY B&TC	DENVER, COLORADO
LUSK ST BK	LUSK, WYOMING
MONTROSEBANK	MONTROSE, COLORADO
RCB BK	CLAREMORE, OKLAHOMA
STEELE ST B&T	DENVER, COLORADO
SWEDISH-AMERICAN ST BK	COURTLAND, KANSAS

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending May 24, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2014 (July 1, 2014 - September 30, 2014)

District: 10
Federal Reserve Bank of: Kansas City