Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

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District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending October 25, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

CARDINAL BANCORP, INC.

CIC

Notice by Louis Bernard Eckelkamp, Jr., and William Wood Eckelkamp, both of Washington, Missouri, and Susan Ellen Eckelkamp, St. Albans, Missouri, individually; and Robert Marvin Tobben and Judith Ann Tobben, husband and wife, Washington, Missouri, to gain control of Cardinal Bancorp, Inc., Maplewood, Missouri.

Newspaper:	11/04/2014
Federal Register:	11/04/2014

FINANCIAL SERVICES HOLDING CORPORATION

* 3A3

Financial Services Holding Corporation, Henderson, Kentucky, to acquire 100 percent of Ohio Valley Bancorp, Inc., Henderson, Kentucky, and thereby indirectly acquire Ohio Valley Financial Group, Henderson, Kentucky.

Newspaper:	11/18/2014
Federal Register:	11/17/2014

FIRST NATIONAL BANK OF ST. LOUIS

Member

First National Bank of St. Louis, Clayton, Missouri to become a member of the fedeal reserve system.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST SAVINGS FINANCIAL GROUP, INC.

* 3A1

First Savings Financial Group, Inc., Clarksville, Indiana, to become a bank holding company through the conversion of its wholly owned subsidiary, First Savings Bank, FSB, Clarksville, Indiana, from a federal savings bank to a national bank. Also in a companion filing First Savings Financial Group, Inc., Clarksville, Indiana, elects to become a financial holding company.

Newspaper:	Not available
Federal Register:	Not available

OHIO VALLEY FINANCIAL GROUP, INC.

* 18C

Ohio Valley Financial Group, Inc., Henderson, Kentucky, to merge with and into BankTrust Financial Corp., Henderson, Kentucky.

Newspaper:	11/18/2014
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending October 25, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis