FRB: H.2--Actions under delegated authority--Week ending May 16, 2015

Bank of Lancaster, Kilmarnock, Virginia -- to establish a branch at 10880 General Puller Highway, Hartfield.
-Approved, May 14, 2015

Citizens Financial Corp., Elkins, West Virginia -- to become a West Virginia corporation and bank holding company by merging with Citizens Financial Corp., Elkins, a Delaware corporation, and thereby indirectly acquire Citizens Bank of West Virginia, Inc.
-Approved, May 14, 2015

ESB Bancorp, Inc., Easthampton, Massachusetts -- (1) to acquire Citizens National Bancorp, Inc., Putnam, Connecticut, and its subsidiary bank, Citizens National Bank; and (2) for Easthampton Savings Bank, Easthampton, to merge with Citizens National Bank.
-Approved, May 12, 2015

Farmers National Banc Corp., Canfield, Ohio -- to acquire National Bancshares Corporation, Orrville, and thereby indirectly acquire First National Bank.
-Approved, May 14, 2015

Howard Bancorp, Inc., Ellicott City, Maryland -- to acquire Patapsco Bancorp, Inc., Dundalk, and indirectly acquire The Patapsco Bank.
-Approved, May 12, 2015

Jones National Corporation, Seward, Nebraska -- (1) to acquire Valparaiso Enterprises, Inc., Valparaiso, and indirectly acquire Oak Creek Valley Bank and (2) to acquire the general insurance business of Valparaiso and thereby engage in insurance agency activities.
-Approved, May 15, 2015

LINCO Bancshares, Inc., Columbia, Missouri -- to acquire Community First Bank, Fairview Heights, Illinois, and for LINCO's subsidiary bank, Providence Bank, Columbia, to merge with Community First Bank and retain the acquired facility as a branch.
-Approved, May 11, 2015

Newcastle Bancshares, Inc., Newcastle, Texas -- to become a bank holding company by acquiring Farmers State Bank of Newcastle, Newcastle.
-Approved, May 12, 2015

UMB Financial Corporation, Kansas City, Missouri, and Lakes Merger Sub LLC -- (1) to acquire Marquette Financial Companies, Minneapolis, Minnesota, parent of Meridian Bank, National Association, Phoenix, Arizona, and Meridian Bank Texas, Fort Worth, Texas, and (2) for Lakes Merger Sub LLC to merge into UMB Financial Corporation.
-Approved, May 14, 2015

Wintrust Financial Corporation, Rosemont, Illinois -- to acquire North Bank, Chicago, and for Wintrust Bank to merge with North Bank and thereby establish two branches.
-Approved, May 15, 2015

AB&T Financial Corporation, Gastonia, North Carolina -- change in bank control of AB&T Financial Corporation and its subsidiary, Alliance Bank & Trust Company, Gastonia.
-Permitted, May 13, 2015

CNB Financial Corporation, Litchfield, Minnesota -- to retain control of CNB Financial Corporation and its subsidiary, Center National Bank, Litchfield.
-Permitted, May 15, 2015

First NBC Bank Holding Company, New Orleans, Louisiana -- change in bank control of First NBC Bank Holding Company and its subsidiary, First NBC Bank, New Orleans.
-Permitted, May 14, 2015

Garnett Bancshares, Inc., Garnett, Kansas -- to retain control of Garnett Bancshares, Inc., and its subsidiary, Patriots Bank, Garnett.
-Permitted, May 11, 2015

Heritage Oaks Bancorp, Paso Robles, California -- change in bank control of Heritage Oaks Bancorp and its subsidiary, Heritage Oaks Bank, Paso Robles.
-Permitted, May 14, 2015

KANZA Financial Corporation, Kingman, Kansas -- to retain control of KANZA Financial Corporation and its subsidiary, KANZA Bank, Kingman.
-Permitted, May 15, 2015

Southeast Kansas Bancshares, Inc., Girard, Kansas -- change in bank control of Southeast Kansas Bancshares, Inc., and its subsidiaries, Prescott State Bank, Prescott, and Exchange State Bank, St. Paul.
-Permitted, May 15, 2015

WinFirst Financial Corporation, Winchester, Kentucky -- change in bank control of WinFirst Financial Corporation and its subsidiary, Winchester Federal Bank, Winchester.
-Permitted, May 12, 2015

Citizens Security Bank & Trust Company, Bixby, Oklahoma -- extension to September 13, 2015, to establish a branch at 2525 E. 21st Street, Tulsa.
-Granted, May 14, 2015

KeyCorp, Cleveland, Ohio -- extension of time to divest or conform a merchant banking investment.
-Granted, May 15, 2015

Popular, Inc., Hato Rey, Puerto Rico, and Popular Insurance LLC, Guaynabo -- waiver of remainder of prior-notification period to make an investment in Doral Insurance Agency, LLC, San Juan.
-Granted, May 11, 2015

First Western Bank, Booneville, Arkansas -- to become a member of the Federal Reserve System.
-Approved, May 12, 2015

Mission Bank, Bakersfield, California -- to become a member of the Federal Reserve System.
-Approved, May 15, 2015

Equitable Financial MHC, Grand Island, Nebraska -- to convert from mutual to stock form and for Equitable Financial Corp., a de novo company, to become a savings and loan holding company by acquiring Equitable Bank, Grand Island.
-Approved, May 15, 2015

G. Jeffrey Records, Jr. 2008 GST Exempt Family Trust, Oklahoma City, Oklahoma -- to acquire certain assets, including but not limited to voting shares, of Midland Financial Co., Oklahoma City.
-Approved, May 15, 2015

Kathryn R. Ryan 2007 GST Exempt Family Trust, Oklahoma City, Oklahoma -- to acquire certain assets, including but not limited to voting shares, of Midland Financial Co., Oklahoma City.
-Approved, May 15, 2015

Martha E. Records 2009 GST Exempt Family Trust, Oklahoma City, Oklahoma -- to acquire certain assets, including but not limited to voting shares, of Midland Financial Co., Oklahoma City.
-Approved, May 15, 2015

Actions under delegated authority

Actions taken during the week ending May 16, 2015

Bank Branches, Domestic

Bank Holding Companies

Change in Bank Control

Extensions of Time

International Operations

Membership

Savings and Loan Holding Companies