Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending June 27, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

CF MUTUAL HOLDING COMPANY

* MHC Formation
* MHC Mid-Tier Formation

Applications to reorganize into a hybrid MHC/Stock SLHC structure through the formation of CF Mutual Holding Company and Cincinnati Bancorp, Inc., a mid-tier stock SLHC, both located in Cincinnati, OH, that will control Cincinnati Federal Savings Loan Association which in turn is converting from mutual to stock form

Newspaper:	07/01/2015
Federal Register:	07/09/2015

Old Fort Banking Company Employee Stock Ownership Plan

* 3A1

Application by The Old Fort Banking Company Employee Stock Ownership Plan and Trust, Old Fort, Ohio ("ESOP") to form a bank holding company through its acquisition of 45 percent of the outstanding common shares of Gillmor Financial Services, Inc., Old Fort, Ohio, and indirectly acquire control of The Old Fort Banking Company, Old Fort, Ohio

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending June 27, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland