Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending September 26, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL FINANCIAL CORPORATION

CIC

Notice of Change in Control filed by Garth Rex Greer, London, KY of his intent to individually acquire in excess of 10% of the voting shares of First National Financial Corporation, Manchester, KY.

Newspaper:	10/07/2015
Federal Register:	Not available

GILLMOR FINANCIAL SERVICES, INC.

4c8

Notice by Gillmor Financial Services, Inc. to engage directly in lending activities pursuant to Section 225.28(b)(1).

Newspaper:	Not applicable
Federal Register:	Not available

Old Fort Banking Company Employee Stock Ownership and 401(k) Plan--ESOP Component Trust

* 3A1

Filing by The Old Fort Banking Company Employee Stock Ownership and 401(k) Plan--ESOP Component Trust, Old Fort, Ohio ("ESOP") to form a bank holding company through its acquisition of 45 percent of the outstanding common shares of Gillmor Financial Services, Inc., Old Fort, Ohio, and indirectly acquire control of The Old Fort Banking Company, Old Fort, Ohio.

Newspaper:	Not available
Federal Register:	Not available

TWIN VALLEY BANK, THE

* Branch

Application by The Twin Valley Bank, West Alexandria, OH to establish a branch at 251 West Washington-Jackson Road, Eaton, OH.

Newspaper:	10/01/2015
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending September 26, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland