Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 27, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

MACKINAC FINANCIAL CORPORATION

* 3A3

Mackinac Financial Corporation, Manistique, Michigan, to acquire 100 percent of The First National Bank of Eagle River, Eagle River, Wisconsin.

Newspaper:	03/14/2016
Federal Register:	03/11/2016

NATCOM BANCSHARES,INC.

CIC

Change in Control Notice by The Marathon 2016 Irrevocable Trust, Mitchell, South Dakota (FNN Trust Company, Mitchell, South Dakota, Trustee; Todd L. Johnson, Duluth, Minnesota, Investment Advisor); and the Cordoba 2016 Irrevocable Trust, Mitchell, South Dakota (FNN Trust Company, Trustee; Todd L. Johnson, Investment Advisor), to retain shares of NATCOM Bancshares, Inc., Superior, Wisconsin ("NATCOM"), and join the Todd Johnson Shareholder Group, which controls 25% or more of NATCOM Bancshares, Inc., Superior, Wisconsin, and thereby indirectly retain control of National Bank of Commerce, Superior, Wisconsin. In addition, the NEX.gen 2016 Irrevocable Trust, Mitchell, South Dakota (FNN Trust Company and Jeffrey Thompson, Hermantown, Minnesota, Co-Trustees; Bruce Thompson, Superior, Wisconsin, Trust Protector), to join the Todd Johnson Shareholder Group as a result of adding Todd L. Johnson as a Co-Trustee of the NEX.gen 2016 Irrevocable Trust.

Newspaper:	03/10/2016
Federal Register:	03/15/2016

SCOTLAND HOLDING COMPANY

CIC

Change in Control notice by Dick D. Behl, Scotland, South Dakota, to acquire 25 percent or more of the shares of Scotland Holding Company, Scotland, South Dakota, and thereby indirectly gain control of Farmers & Merchants State Bank, Scotland, South Dakota.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 27, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis