Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending May 28, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

ALTAPACIFIC BANK

* Branch

Alta Pacific Bank, Santa Rosa, California, to establish a branch at 4845 Old Redwood Highway, Santa Rosa, California.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST NATIONAL BANK OF SOUTHERN CALIFORNIA

Member

First National Bank of Southern California, Riverside, California, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

MERCHANTS HOLDING COMPANY

CIC

Notice by The Thomas J. Bolton Stock Trust under the Survivor's Trust of the 1996 Bolton Family Trust, Davis, California; the Sara C. Bolton Stock Trust under the Survivor's Trust of the 1996 Bolton Family Trust, Davis, California; Thomas J. Bolton, Carlsbad, California; Sara C. Bolton, Carlsbad, California; Susan L. Gray (Successor Stock Trustee of both Stock Trusts), Davis, California, to retain and acquire 25 percent or more of Merchants Holding Company and thereby indirectly control Merchants National Bank of Sacramento, both of Sacramento, California.

Newspaper:	06/02/2016
Federal Register:	06/05/2016

NHB HOLDINGS, INC.

CIC

Brink Investments, Christina Ann Fink, Orlando, Florida, Robert Thomas Fink, Fayetteville, Arkansas, and Timothy Russell Brose, St. Petersburg, Florida, for approval to retain over 10 percent of the voting shares of NHB Holdings, Inc., which owns Proficio Bank, both of Cottonwood Heights, Utah.

Newspaper:	07/15/2014
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending May 28, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco