Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending November 26, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS COMMERCE BANCSHARES, INC.

CIC

Notice of Change in Bank Control filed by the Versailles Capital Group ("VCG"), consisting of Jeffrey D. Ball, Amber K. Ball, Raymond S, Haga, Amy S, Haga, David R, Brown, David A, Brown, Leah R. Brown, Timothy J. Cambron and his Irrevocable Trust and Revocable Living Trust 2, Anne M. Cambron and her Irrevocable Trust and Revocable Living Trust 2, Carly A. Cambron, Lauren M. Cambron, Seth J. Cambron, Ruggles Sign Company, Conny D. Goodin, Cheryl J. Goodin, John L. Goodin, Allyson J. Goodin, Trent L. Goodin, Carol A. Goodin, Jack A. Kain, Denis G. King, Myra D. King, Brian J. King, David T. Meyers, Michelle S. Oxley, Marion K. Reed, Brenda A. Reed, William R. Shanks, Margaret W. Shanks, Elizabeth A. Blevins, Willard M. Wickstrom, Barry S. Settles, Brian S. Settles, Lindsay Settles, Frank E. Stark, and Marsha S. Stark, to gain control of 25% or more of the outstanding shares of Citizens Commerce Bancshares, Inc., Versailles, KY, thereby indirectly controlling Citizens Commerce National Bank, Versailles, KY.

Newspaper:	Not available
Federal Register:	Not available

UNITED COMMUNITY FINANCIAL CORPORATION

* 3A5
* 3A1
* 3A3

Application by United Community Financial Corp., Youngstown, Ohio, to become a bank holding company through its acquisition of Ohio Legacy Corp., North Canton, Ohio, and thereby acquire control of Premier Bank and Trust Company, North Canton, Ohio pursuant to Section 3 of the Bank Holding Company Act

Newspaper:	12/26/2016
Federal Register:	12/22/2016

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2017 (January 1, 2017 - March 31, 2017)

Institution	Location
BUCKEYE CMNTY BK	LORAIN, OHIO
PEOPLES BK NA	MARIETTA, OHIO
RICHWOOD BKG CO	RICHWOOD, OHIO
SETTLERS BK	MARIETTA, OHIO

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending November 26, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2017 (January 1, 2017 - March 31, 2017)

District: 4
Federal Reserve Bank of: Cleveland