Actions under delegated authority

Central State Bank, Elkader, Iowa -- to establish a branch at 5210 Council Street, Cedar Rapids.
-Approved, December 1, 2016

Sunrise Bank, Cocoa Beach, Florida -- to establish a branch at 109 East Church Street, Orlando.
-Approved, December 2, 2016

Town Bank, Hartland, Wisconsin -- to establish a branch at 4732 West Lisbon Avenue, Milwaukee.
-Approved, December 2, 2016

AltaPacific Bancorp, Santa Rosa, California -- to acquire Commerce Bank of Temecula Valley, Murrieta; and for AltaPacific Bancorp's subsidiary, AltaPacific Bank, Santa Rosa, to merge with Commerce Bank of Temecula Valley.
-Approved, November 30, 2016

BankFinancial Corporation, Burr Ridge, Illinois -- to become a bank holding company on conversion of its subsidiary, BankFinancial, F.S.B., Olympia Fields, from a federal savings bank to a national bank (to be known as BankFinancial, National Association).
-Approved, November 29, 2016

Clayton HC, Inc., Knoxville, Tennessee -- along with its subsidiaries, Apex Bancorp, Camden, and Apex Bank, to acquire American Patriot Bank, Greeneville.
-Approved, November 29, 2016

First Commonwealth Financial Corporation, Indiana, Pennsylvania -- waiver of application to acquire DCB Financial Corp., Lewis Center, Ohio, and its subsidiary, Delaware County Bank and Trust Company, in connection with the merger of Delaware County Bank with and into First Commonwealth Bank, Indiana.
-Granted, November 28, 2016

First State Associates, Inc., Hawarden, Iowa -- to continue engaging in insurance activities.
-Approved, December 1, 2016

Greater State Bancshares Corp., McAllen, Texas -- to become a bank holding company by acquiring Greater State Bank, Falfurrias.
-Approved, November 28, 2016

Wells Financial Corp., Wells, Minnesota -- retroactive notice to engage de novo in lending activities.
-Approved, December 1, 2016

JPMorgan Chase & Co., New York, New York; Citigroup Inc.; The Goldman Sachs Group, Inc.; Morgan Stanley; The Bank of New York Mellon Corporation; Bank of America Corporation, Charlotte, North Carolina; Wells Fargo & Company, San Francisco, California; and State Street Corporation, Boston, Massachusetts -- initial notification of the Director's determination to incorporate a counterparty default scenario component in the firms' company-run stress tests for the cycle beginning January 1, 2017.
-Approved, December 1, 2016

Goldman Sachs Bank USA, New York, New York -- to make a public welfare investment.
-Approved, November 30, 2016

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, December 2, 2016

City Bancshares, Inc., Fort Scott, Kansas -- change in bank control of City Bancshares, Inc., and its subsidiary, City State Bank, Fort Scott.
-Permitted, December 2, 2016

Huron Valley Bancorp, Inc., Milford, Michigan -- change in bank control of Huron Valley Bancorp and its subsidiary, Huron Valley State Bank, Milford.
-Permitted, November 30, 2016

River Holding Company, Stoddard, Wisconsin -- to retain control of River Holding Company and its subsidiaries, River Bank, Stoddard, and Wisconsin River Bank, Sauk City.
-Permitted, December 2, 2016

Virginia Partners Bank, Fredericksburg, Virginia -- change in bank control of Virginia Partners Bank.
-Permitted, November 30, 2016

Cathay General Bancorp, Los Angeles, California -- commenter's request to extend the comment period on the application to acquire SinoPac Bancorp, Los Angeles, and thereby indirectly acquire Far East National Bank.
-Denied, November 28, 2016

Wesbanco, Inc., Wheeling, West Virginia -- request for an extension of time to comply with commitments entered into in connection with Wesbanco's acquisition of ESB Financial Corporation, Ellwood City, Pennsylvania.
-Granted, November 28, 2016

Ballston Spa Bancorp, Inc., Ballston Spa, New York -- election to become a financial holding company.
-Effective, December 1, 2016

BBN Financial Corporation, Glastonbury, Connecticut -- election to become a financial holding company.
-Effective, November 30, 2016

Commonwealth Co-operative Bank, Hyde Park, Massachusetts -- to become a member of the Federal Reserve System.
-Approved, November 30, 2016