Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending March 25, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ESSEX BANK

* Branch

Essex Bank, Richmond, VA requests approval to open a branch office located at 12254-12256 West Broad Street, Henrico, Virginia.

Newspaper:	03/31/2017
Federal Register:	Not applicable

OLD LINE BANCSHARES, INC.

* 3A5

Old Line Bancshares, Inc., Bowie, Maryland, to acquire 100% of the voting securities of DCB Bancshares, Inc., Damascus, Maryland, and thereby indirectly acquire Damascus Community Bank, Damascus, Maryland.

Newspaper:	04/19/2017
Federal Register:	Not available

UWHARRIE BANK

* Branch

Uwharrie Bank, Albemarle, North Carolina, to establish a branch at 5231 Piper Station Drive, Charlotte, North Carolina.

Newspaper:	04/05/2017
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FREDERICK CTY BK, FREDERICK, MARYLAND	3058329	11/14/2016	03/02/2017	S	Int Sm Bank
NEW PEOPLES BK, HONAKER, VIRGINIA	2736451	08/04/2003	11/05/2003	S	Small Bank
PUTNAM CTY BK, HURRICANE, WEST VIRGINIA	417626	08/03/1998	10/03/1998	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending March 25, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond