Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending December 2, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas to establish a branch bank facility at 827 Southwest 31st Street, Oklahoma City, Oklahoma.

Newspaper:	12/08/2017
Federal Register:	Not applicable

Grok Bancshares, Inc.

* 3A1

Grok Bancshares, Inc., St. Louis, Missouri, to become a bank holding company by acquiring 100 percent of the voting shares of Clifford Bancshares, Inc., Troy, Missouri, and thereby indirectly acquire CBC Bank, Bowling Green, Missouri.

Newspaper:	01/05/2018
Federal Register:	Not available

MCGEHEE BANK EMPLOYEE STOCK OWNERSHIP PLAN THE

* 3A3

The McGehee Bank Employee Stock Ownership Plan, McGehee, Arkansas, to acquire additional direct ownership of up to 35 percent of Southeast Financial Bankstock Corp., McGehee, Arkansas, and thereby increase its indirect control of McGehee Bank, McGehee, Arkansas.

Newspaper:	12/22/2017
Federal Register:	12/29/2017

MIDLAND STATES BANCORP, INC.

* 18C
* Branch
* 3A3

Midland States Bancorp, Inc., Effingham, Illinois, to acquire 100 percent of the voting shares of Alpine Bancorporation, Inc., Belvidere, Illinois, and thereby indirectly acquire Alpine Bank & Trust Company, Rockford, Illinois. Also a companion filing by Midland States Bank, Effingham Illinois, to merge with Alpine Bank & Trust Company, Rockford, Illinois, and to retain the acquired facilities as branch offices.

Newspaper:	12/22/2017
Federal Register:	12/28/2017

RELIABLE COMMUNITY BANCSHARES, INC.

* 3A1
* 3A3

Reliable Community Bancshares, Inc., Perryville, Missouri, to acquire 100 percent of the voting shares of Martinsburg Bancorp, Inc., Martinsburg, Missouri, and thereby indirectly acquire Martinsburg Bank & Trust Company, Mexico, Missouri. Also, a companion filing for Martinsburg Acquisition Corp., Perryville, Missouri, to become a bank holding company by acquiring 100 percent of the voting shares of Martinsburg Bancorp, Inc., Martinsburg, Missouri, and thereby indirectly acquire Martinsburg Bank & Trust Company, Mexico, Missouri.

Newspaper:	12/30/2017
Federal Register:	Not available

SOUTHERN MISSOURI BANCORP, INC.

* 3A5
* 18C
* Branch

Southern Missouri Bancorp, Inc., Poplar Bluff, Missouri, to merge with Southern Missouri Bancshares, Inc., Marshfield, Missouri, and thereby indirectly acquire Southern Missouri Bank of Marshfield, Marshfield, Missouri. Also a companion filing by Southern Bank, Poplar Bluff, Missouri, to merge with Southern Missouri Bank of Marshfield, Marshfield, Missouri, and to retain the acquired facilities as branch offices.

Newspaper:	12/02/2017
Federal Register:	12/13/2017

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANKFIRST FINANCIAL SVC, MACON, MISSISSIPPI	914648	08/07/2017	11/14/2017	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending December 2, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis