Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending September 8, 2018

Filer

Filing Type

Filing Proposal

End of Comment Period

COMPASS BANK

PWI

Compass Bank, Birmingham, Alabama, request for approval to make thirteen public welfare investments.

Newspaper:	Not applicable
Federal Register:	Not applicable

FRANKLIN SYNERGY BANK

* Branch

Franklin Synergy Bank, Franklin, Tennessee, to establish a branch located at 5040 Carothers Parkway, Suite 100, Franklin, Tennessee.

Newspaper:	09/14/2018
Federal Register:	Not applicable

SMARTBANK

* 18C
* Branch

SmartBank, Pigeon Forge, Tennessee, to merge with Foothills Bank & Trust, Maryville, Tennessee.

Newspaper:	Not available
Federal Register:	Not applicable

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish the following branches: Arbutus Plaza Office, 1064 Maiden Choice Lane, Baltimore, Maryland; Rockville Town Square Office, 100 Gibbs St., Unit A, Rockville, Maryland; Ruskin Office, 5090 N. US Highway 41, Apollo Beach, Florida; and Sunrise Office, 3499 N. University Dr., Sunrise, Florida.

Newspaper:	09/19/2018
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
PILOT BK, TAMPA, FLORIDA	318835	05/14/2018	08/30/2018	S	Small Bank
SYNOVUS BK, COLUMBUS, GEORGIA	395238	11/06/2017	08/26/2018	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending September 8, 2018

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta