Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 24, 2018

Filer Filing Type Filing Proposal End of Comment Period
BANK INDEPENDENT * Branch Bank Independent, Sheffield, Alabama, to establish a branch located at 117 Clinton Avenue, Huntsville, Alabama.
Newspaper: 11/24/2018
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
GREAT SOUTHERN BK, MERIDIAN, MISSISSIPPI 101738 07/16/2018 11/08/2018 S Small Bank


CRA Examinations scheduled for First Quarter of 2019 (January 1, 2019 - March 31, 2019) and Second Quarter of 2019 (April 1, 2019 - June 30, 2019)

Institution Location Quarter
REGIONS BK BIRMINGHAM, ALABAMAFirst Quarter of 2019
CAPITAL CITY BK TALLAHASSEE, FLORIDASecond Quarter of 2019
CITIZENS TR BK ATLANTA, GEORGIASecond Quarter of 2019
FIRST VISION BK OF TN TULLAHOMA, TENNESSEESecond Quarter of 2019
FLAGLER BK WEST PALM BEACH, FLORIDASecond Quarter of 2019
SUNRISE BK COCOA BEACH, FLORIDASecond Quarter of 2019
TENNESSEE ST BK PIGEON FORGE, TENNESSEESecond Quarter of 2019

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco