Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending March 16, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

BB&T CORPORATION

* 3A5

BB&T Corporation, Winston-Salem, North Carolina, to acquire 100% of the voting securities of SunTrust Banks, Inc., Atlanta, Georgia, and thereby indirectly acquire SunTrust Bank Holding Company, Orlando, Florida, and SunTrust Bank, Atlanta, Georgia, pursuant to Section 3 of the Bank Holding Company Act.

Newspaper:	Not available
Federal Register:	04/12/2019

CCF HOLDING COMPANY

* 3A3

CCF Holding Company, Jonesboro, Georgia to acquire Heritage Bancorporation, Inc., and Heritage Bank both of Hinesville, Georgia, to merge with and into Heritage Bank, Jonesboro, Georgia.

Newspaper:	Not available
Federal Register:	Not available

CCF HOLDING COMPANY

* 3A5

CCF Holding Company, Jonesboro, Georgia to acquire Providence Bank, Alpharetta, Georgia, to merge with and into Heritage Bank, Jonesboro, Georgia.

Newspaper:	Not available
Federal Register:	Not available

FARMERS BANK, WINDSOR VA

* Branch

Farmers Bank, Windsor, Virginia, to establish a branch at 821 North Battlefield Boulevard, Chesapeake, Virginia.

Newspaper:	03/22/2019
Federal Register:	Not applicable

SHORE UNITED BANK

* Branch

Shore United Bank, Easton, Maryland, to establish a branch at 12905 Ocean Gateway, Ocean City, Maryland.

Newspaper:	03/31/2019
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending March 16, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond