Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending October 12, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK7

* Branch

Bank7, Oklahoma City, Oklahoma, to establish a branch at 1515 E. 71st Street, Suite 100, Tulsa, Oklahoma.

Newspaper:	10/17/2019
Federal Register:	Not applicable

COMMERCE BANK

* Branch

Commerce Bank, Kansas City, Missouri, to establish a branch at 4480 Broadway Street, Quincy, Illinois.

Newspaper:	10/12/2019
Federal Register:	Not applicable

COMMUNITY BANCSHARES OF AMERICA, INC.

4c8
* 3A1

Community Bancshares of America, Inc., Kansas City, Missouri, to become a bank holding company through the acquisition of 100 percent of the voting shares of Northeast Kansas Bancshares, Inc., parent of Kendall State Bank, both in Valley Falls, Kansas; and to engage in general insurance activities through the acquisition of Northeast Kansas Bancshares, Inc., Valley Falls, Kansas.

Newspaper:	11/04/2019
Federal Register:	11/12/2019

CORNERSTONE BANK

* 18C
* Branch
* 3A1
* 3A3

Cornerstone Bank, York, Nebraska, to merge with Security Home Bank, Malmo, Nebraska, and incident thereto to operate a branch in Malmo, Nebraska. Immediately prior, First York Ban Corp, York, Nebraska, to acquire through its subsidiary, Cornerstone Bank, York, Nebraska, 100 percent of the voting shares of Malmo Bancorp, Inc., parent of Security Home Bank, both of Malmo, Nebraska.

Newspaper:	10/31/2019
Federal Register:	11/04/2019

FIRSTBANK

* 18C
* Branch

FirstBank, Antlers, Oklahoma, to merge with 1st Bank & Trust, Broken Bow, Oklahoma, and incident thereto, to establish several branches.

Newspaper:	Not available
Federal Register:	Not applicable

PBT BANCSHARES, INC.

CIC

Notice submitted by John Houghton, James Houghton, Eric Houghton, Allison Houghton, Betty Houghton, Mary Kay Houghton, Kaleb Houghton, Andrew Hoffman, all of McPherson, Kansas; Marcus Houghton, Corbin Houghton, Paige Moore, Hannah Nesbitt, all of Wichita, Kansas; and Timothy Houghton, Milwaukee, Oregon, to become members of the Houghton Family Group; and to acquire control of PBT Bancshares, Inc., parent of Peoples Bank and Trust Company, both in McPherson, Kansas.

Newspaper:	Not available
Federal Register:	Not available

SPEARVILLE BANCSHARES, INC.

CIC

Notification submitted by Todd E. Domer and Marilyn K. Domer both of Topeka, Kansas, to retain voting shares of Spearville Bancshares, Inc., parent of First National Bank of Spearville, both in Spearville, Kansas; and to be approved as members of the Domer Family Group.

Newspaper:	Not available
Federal Register:	10/24/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA	311050	07/15/2019	10/06/2019	S	Int Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending October 12, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City