Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending December 21, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS BANK, THE

* Branch

The Citizens Bank, Batesville, Arkansas, to establish a branch facility located at 8000 Cantrell Road, Little Rock, Arkansas.

Newspaper:	Not available
Federal Register:	Not applicable

COMMONWEALTH BANCSHARES, INC.

4c8

Commonwealth Bancshares, Inc., Louisville, Kentucky, to engage in nonbank activities through the acquisition of 60 percent of the voting shares of Landmark Financial Advisors LLC, Bowling Green, Kentucky.

Newspaper:	Not applicable
Federal Register:	Not applicable

DYER F & M BANCSHARES, INC.

CIC

Notice by Kalista Ann Stover Carroll, Dyer, Tennessee, and Terrie Lou Stover Joyner, Trenton, Tennessee, individually, and as members of a family control group that also includes Julie Joyner Hager, Trenton, Tennessee; and Kellie Joyner Ashburn, Rives, Tennessee, to retain control of more than 25 percent of the voting shares of Dyer F & M Bancshares, Inc., Dyer, Tennessee.

Newspaper:	12/30/2019
Federal Register:	12/23/2019

FIRST HORIZON NATIONAL CORPORATION

* 3A5
* 18C
* Branch

First Horizon National Corporation, Memphis, Tennessee, to acquire 100 percent of the voting shares of IBERIABANK Corporation, Lafayette, Louisiana, and thereby indirectly acquire IBERIABANK, Lafayette, Louisiana. Also First Horizon Bank, Memphis, Tennessee, to merge with IBERIABANK, Lafayette, Louisiana, and to retain the acquired facilities as branch offices.

Newspaper:	01/19/2020
Federal Register:	01/23/2020

Genesis Bancorp, Inc.

* 3A1

Genesis Bancorp, Inc., Benoit, Mississippi, to become a bank holding company by acquiring 100 percent of the voting shares of Bank of Benoit, Benoit, Mississippi.

Newspaper:	01/17/2020
Federal Register:	Not available

RELIABLE COMMUNITY BANCSHARES, INC.

* 3A1
* 3A3

Reliable Community Bancshares, Inc., Perryville, Missouri, to acquire 100 percent of the voting shares of Bolivar Bancshares, Inc., Bolivar, Missouri, and thereby indirectly acquire Bank of Bolivar, Bolivar, Missouri.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FARMERS & MERCHANTS BK, STUTTGART, ARKANSAS	677644	06/03/2019	12/16/2019	S	Int Small Bank
STIFEL BK, CLAYTON, MISSOURI	3076220	08/19/2019	12/09/2019	S	Int Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending December 21, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis