Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending May 23, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

MANUFACTURERS AND TRADERS TRUST COMPANY

PWI

Manufacturers and Traders Trust Company, Buffalo, New York, seeks prior approval to make a public welfare investment, pursuant to Section 208.22(d) of Regulation H.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2020 (July 1, 2020 - September 30, 2020) and Fourth Quarter of 2020 (October 1, 2020 - December 31, 2020)

Institution	Location	Quarter
EMPIRE ST BK	NEWBURGH, NEW YORK	Third Quarter of 2020
MANUFACTURERS & TRADERS TC	BUFFALO, NEW YORK	Third Quarter of 2020
POPULAR BK	NEW YORK, NEW YORK	Third Quarter of 2020
DEUTSCHE BK TC AMERICAS	NEW YORK, NEW YORK	Fourth Quarter of 2020
MIZUHO BK USA	NEW YORK, NEW YORK	Fourth Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending May 23, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2020 (July 1, 2020 - September 30, 2020) and Fourth Quarter of 2020 (October 1, 2020 - December 31, 2020)

District: 2
Federal Reserve Bank of: New York