Actions under delegated authority

Frost Bank, San Antonio, Texas -- to establish branches at 23519 Brazos Town Crossing, Rosenberg, and 2710 West Lake Houston Parkway, Kingwood (two applications).
-Approved, August 7, 2020

Regions Bank, Birmingham, Alabama -- to establish branches at the southeast corner of the intersection of Bellaire Boulevard and Texas Highway 6, Houston, Texas; Kuykendahl Road, near the intersection with Flintridge Road, The Woodlands; Veterans Memorial Boulevard, east of Clearview Parkway, Metairie, Louisiana; and the intersection of U.S. Highway 1 and SW 124th Street, Miami, Florida.
-Approved, August 7, 2020

Eastern Bankshares Inc., Boston, Massachusetts -- to become a bank holding company by acquiring Eastern Bank, Boston, upon the conversion and reorganization of Eastern Bank Corporation from a mutual to stock holding company.
-Approved, August 3, 2020

Liberty Northwest Bancorp, Inc., Poulsbo, Washington -- to become a bank holding company by acquiring Liberty Bank, Poulsbo.
-Approved, August 5, 2020

ChoiceOne Bank, Sparta, Michigan -- to merge with Community Shores Bank, Muskegon, and thereby establish branches at 1030 West Norton Avenue, Muskegon; 5797 Harvey Street; 180 North Causeway, North Muskegon; and 1120 South Beacon Boulevard, Grand Haven.
-Approved, August 4, 2020

Bright Force Holding GP, LLC, Lewisville, Texas -- change in bank control of Bright Force Holding GP, LLC, and its subsidiary, American Bank, National Association, Dallas.
-Permitted, August 4, 2020

Citizens Bancshares Co., Kansas City, Missouri -- change in bank control of Citizens Bancshares Co. and its subsidiary, Citizens Bank and Trust Company, Kansas City.
-Permitted, August 7, 2020

Sound Financial Bancorp, Inc., Seattle, Washington -- change in bank control of Sound Financial Bancorp, Inc., and its subsidiary, Sound Community Bank, Seattle.
-Permitted, August 5, 2020

Townsend Financial Corporation, Parsons, Tennessee -- to retain control of Townsend Financial Corporation and its subsidiary, Farmers Bank, Parsons.
-Permitted, August 7, 2020

Stearns Financial Services, Inc., Employee Stock Ownership Plan, Saint Cloud, Minnesota -- extension to November 6, 2020, to acquire additional shares of Stearns Financial Services, Inc., Saint Cloud, and thereby indirectly increase control of Stearns Bank National Association; Stearns Bank of Upsala, National Association, Upsala; and Stearns Bank of Holdingford, National Association, Holdingford.
-Granted, August 6, 2020

The Goldman Sachs Group, Inc., New York, New York -- extension of time to request reconsideration of the stress capital buffer requirement provided by the Board.
-Granted, July 8, 2020
(A/C)