Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 22, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

Abilene Holdco, Inc.

* 3A1

Application by Abilene Holdco, Inc., Abilene, Texas, to become a bank holding company by acquiring 100 percent of BSA Bankshares, Inc., Abilene, Texas, BSA Delaware, Inc., Wilmington, Delaware, and First State Bank, Abilene, Texas

Newspaper:	Not available
Federal Register:	Not available

GREENBACK FINCORP, INC.

* 3A1

Application by Greenback Fincorp, Inc., Austin, Texas, to become a bank holding company by acquiring 100 percent of Austin Capital Bank SSB, Austin, Texas

Newspaper:	Not available
Federal Register:	09/18/2020

RIVERBEND FINANCIAL CORPORATION

CIC

Barkat Ali, Southlake, Texas, Kevin Johnston, Pantego, Texas, Mike Farhat, Southlake, Texas, Judy Han, Houston, Texas, Wea Lee, Houston, Texas, Young Yoo, Dallas, Texas, Jeung-Ho Park, Irving, Texas, Clinton Dunn, Dallas, Texas, Andrew Park, Santa Clarita, California, and Mihir Patel, Coppell, Texas, as a group acting in concert, to control Riverbend Financial Corporation, and Spectra Bank, both of Fort Worth, Texas

Newspaper:	Not available
Federal Register:	08/13/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2020 (October 1, 2020 - December 31, 2020) and First Quarter of 2021 (January 1, 2021 - March 31, 2021)

Institution	Location	Quarter
CENTRAL BK	HOUSTON, TEXAS	Fourth Quarter of 2020
PLAINSCAPITAL BK	UNIVERSITY PARK, TEXAS	Fourth Quarter of 2020
TEXAS CMNTY BK	LAREDO, TEXAS	Fourth Quarter of 2020
WELLINGTON ST BK	WELLINGTON, TEXAS	Fourth Quarter of 2020
COMERICA BK	DALLAS, TEXAS	First Quarter of 2021
FIRST ST BK	GAINESVILLE, TEXAS	First Quarter of 2021
FROST BK	SAN ANTONIO, TEXAS	First Quarter of 2021
MENARD BK	MENARD, TEXAS	First Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 22, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2020 (October 1, 2020 - December 31, 2020) and First Quarter of 2021 (January 1, 2021 - March 31, 2021)

District: 11
Federal Reserve Bank of: Dallas