Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 21, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY BANK & TRUST - WEST GEORGIA

CIC

Prior change in control notice filed by Jeremy Francis Gilpin, South Lake Tahoe, California, and Jeffrey Alan Smith, Atlanta, Georgia (collectively Notificants); as a group acting in concert, to acquire shares and thereby acquire control of Community Bankshares, Inc., and its subsidiary, Community Bank and Trust - West Georgia, both of LaGrange, Georgia.

Newspaper:	12/07/2020
Federal Register:	12/04/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2021 (January 1, 2021 - March 31, 2021) and Second Quarter of 2021 (April 1, 2021 - June 30, 2021)

Institution	Location	Quarter
CAPSTAR BK	NASHVILLE, TENNESSEE	First Quarter of 2021
FIRST HOME BK	ST. PETERESBURG, FLORIDA	First Quarter of 2021
SYNOVUS BK	COLUMBUS, GEORGIA	First Quarter of 2021
ANCHOR BK	JUNO BEACH, FLORIDA	Second Quarter of 2021
FIRST FL INTEGRITY BK	NAPLES, FLORIDA	Second Quarter of 2021
PROFESSIONAL BK	CORAL GABLES, FLORIDA	Second Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending November 21, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2021 (January 1, 2021 - March 31, 2021) and Second Quarter of 2021 (April 1, 2021 - June 30, 2021)

District: 6
Federal Reserve Bank of: Atlanta